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This article critically examines the inter-relations between customer due diligence and financial exclusion. It focuses on the rural communities in Malaysia and their challenge to access basic banking services. The analysis subsequently discovered that a major factor leading to financial exclusion of...

In the debate of internalism versus externalism, a bare majority of philosophers characterize themselves as externalists. This paper illustrates the debate and I present a variety of thought experiments and cases in terms of the philosophy of language and epistemology.

This action research aimed to study simple sentence construction using past continuous tense in teaching year 4 pupils using the ‘Connect Me’ model. This action research attempted to address the following research objectives which were to determine whether the use of the ‘Connect Me’ model can help pupils...

One of the efforts made by the government in improving the quality of infrastructure is the replacement of armco to box culvert at BH 1149 between Linggapura Station - Bumiayu Station on the Cirebon - Kroya crossing. The purpose of this study is to determine the potential risks that exist during the...

There are several types of information services run by the HAI (Help, Answer, Improve) Contact Center of the Ministry of Finance, namely ticket email, call center, chat, and social media. There is a fact that the number of new policies regarding the service system and financial regulations at the beginning...

Diarrhea is the second leading cause of death in children aged 5 < years worldwide. Diarrhea is also a potential endemic disease of Extraordinary Events (Kejadian Luar Biasa/KLB) followed by mortality in Indonesia. Diarrhea is a disease that can be treated with self-medication. Knowledge affects attitudes...

The development of a sustainable economy takes place in the conditions of transformation of the established classical, theoretical positions. The principles and mechanisms of functioning of markets are changing. The price instruments of market regulation are being replaced by consultative coordination,...

In this paper, some swarm metaheuristic algorithms are analyzed to show the performance of algorithms. Swarm Intelligence algorithms are more trapping in local optima because of low exploration. The Moth-Flame Optimization algorithm is a widely applied metaheuristic algorithm. Nevertheless, the Ant Nesting...

A comparative study of green construction methodologies between Tamil Nadu palaces and modern practices involves examining the sustainable building techniques employed in traditional palaces in Tamil Nadu, India, and contrasting them with contemporary green construction methods. Traditional palaces often...

Intangible cultural heritage is essential for tourism as it draws in people who are looking for genuine and immersive experiences. It improves the attractiveness of a place, encourages the exchange of culture, and supports local economies, leading to a greater appreciation of other cultures and helping...

Functional reactive programming (FRP in short) abstracts values that change over time as time-varying values and the timing of responses as events. Using these abstractions, reactive systems are described as data flows between time-varying values and the occurrence of events. In this paper, we propose...

This paper discusses decimal representation over function field k∞. Firstly, we provide definitions and establish existence of decimal representation over function fields. For function field k∞, The work of L. Carlitz demonstrates that for the function field  ...

This essay will present the nature of the China-Africa relationship by analyzing the debates of previous scholars concerning the West in Africa and China in Africa, alongside a historical review. I argue that China’s relationship with Africa is different from that of other major strategic forces in the...

Padang State University is one of the universities in West Sumatra that produces competent graduates in their fields, one of which is the Informatics and Computer Engineering study program. UNP recruits prospective students through the regular (R) and independent (M) routes, so that there is a public...

Fanatic behavior in religiosity has driven society to behave strictly in current days by ruling out religious interpretations. Meanwhile, it is needed in reality. Our social life has more important things than religious rhetoric. It is the culture that creates a feeling of God present in every movement....

Background: Soluble Klotho is an anti-ageing phosphaturic protein associated with cardiovascular and renal protection. In-vitro and in-vivo studies have demonstrated that rennin-angiotensin-system (RAS) blockade increases soluble Klotho levels. The effect of RAS blockers on soluble Klotho in patients...

Background: Renal denervation (RDN) was shown to be effective in reducing peripheral BP in treatment resistant hypertension. Accumulating data suggest that central pressures may be a better predictor of cardiovascular events and outcomes than the corresponding peripheral pressure. PP amplification is...

Background: Cardiovascular disease is prevalent in type 2 diabetes, and both endothelial dysfunction and arterial stiffness may contribute in the pathogenesis. Low levels of vitamin D are associated with both type 2 diabetes and cardiovascular disease. Aim: To evaluate the effect of vitamin D supplementation...

Multi-scales method is used to analyze a nonlinear differential-difference equation. In the order 3 the NLS eq. is found to determine the space-time evolution of the leading amplitude. In the next order this has to satisfy a complex mKdV eq. (the next in the NLS hierarchy) in order to eliminate secular...

The different natures of approximate symmetries and their corresponding first intgrals/invariants are delineated in the contexts of both Lie symmetries of ordinary differential equations and Noether symmetries of the Action Integral. Particular note is taken of the effect of taking higher orders of the...

The cubic Hénon-Heiles system contains parameters, for most values of which, the system is not integrable. In such parameter regimes, the general solution is expressible in formal expansions about arbitrary movable branch points, the so-called psi-series expansions. In this paper, the convergence of...

Probabilistic risk assessment is the systematic and comprehensive methodology to evaluate the risk of nuclear power plants. Currently some aspects, which are the hazard analysis and fragility evaluation in the probabilistic risk assessment of natural events in nuclear power plants need to be improved....

Adaption of Information Communication Technology (ICT) among SME’s is becoming more important in enhancing the holistic competitiveness in halal market challenging. Today, Halal food industry is rapidly growing and has contributed to the Malaysia’s economic development. Small Medium Enterprise (SME)...

The Personal Health Record (PHR) could be seen as a preventive care solution to the incoming aging society. The blockchain-based PHR system has been proposed recently to enhance the security and privacy for the PHR data. Consequently, the performance becomes a concern for blockchain-PHR integration because...

Darrieus helical turbine is a type of CFWT (Cross Flow Water Turbine) turbine which is the development of the Darrieus Turbine for wind with the advantage of having a stable torque at various current speeds and can rotate at low current speeds. The objectives of this final project are (1) To make 5 models...

This research paper aims to figure out the main categories of redundancy errors in English writing tasks for Chinese undergraduates as well as the relations between different kinds of redundant constituents and learners’ English proficiency. Taking error analysis as the theoretical framework, this research...

Bullying among students at school has already become a rampant phenomenon and a wicked issue that haunts worldwide educational leaders. This article thoroughly analyzes the development of a bullying prevention program and its stakeholders involved in Australian education system. This program, initiated...

Cultural heritage is a historical relic of human natural and social activities. It is also the treasure of all of human civilisation and a reflection of the historical, social and cultural background. At the same time, cultural heritage also reflects the social economy and culture. As the official palace...

The memorial significance of newly-built ancestral temples is mainly reflected in such aspects as the site, scale, shape and structure, decoration, and couplets of these buildings. With the rising phenomena of recompiling genealogical trees and building ancestral temples, the scale of ancestral temples,...

The present study was designed to evaluate the anti-fatigue effects of genistein in mice subjected to the forced swimming test. Mice were divided into four groups, i.e., one control group and three genistein treated groups. The treated groups were received doses of genistein (7, 15 and 30 mg/kg) dissolved...

An algorithm of small and dim infrared target detection base on LCM (Local Contrast Method) combing with edge detection to solve the problem of high false alarm in small and dim infrared target detection under complex background. This algorithm firstly uses the LCM (Local Contrast Method) to extract...

After the combination of the study of Chinese character and the computer information science, Chinese Character Form Database (CCFD) has been a new thing, which can meet the objective requirement of the current collecting and research work for Chinese character. CCFD is an important foundation of modernization...

Electrolysis is an important branch of metal smelting. But due to the introduction of rectification device will produce a large number of harmonic, this undoubtedly greatly increased electric cost and the maintenance cost. This article used harmonic data in power supply system as the simulation parameters,...

Oxidative stress has been proposed as an important pathogenic factor in diabetic wound complications. This study investigated the effect of polysaccharides from Radix Astragali (RAP) on alloxan-induced oxidative stress in diabetic mice. Diabetic mice were randomly divided into five groups: diabetic control,...

The localization is an important technology for the sensor network. In this paper, we improved the large error of the Bonding-box algorithm in the case of the two anchor nodes and the disadvantages of the indistinguishable localization of coordinates. The algorithm is combined with the ranging technology...

By comparing the R-VR, This paper will evaluate the SFOF-VR imaging applied in the head and neck. Based on the original scanning data, SFOF-VR and R-VR were performed on 35 subjects (including the normal, with variations and/or lesions) from the head-neck CTA examination. Comparisons were made between...

Young teachers in independent colleges occupy larger proportion. The high ability of scientific research is crucial for the improvement of teaching quality and sustainable development of the college. The questions of independent college scientific research faced are less scientific research funds, unreasonable...

The development of curriculum system based on systematic working process follows the process of “Post (group) investigation analysis and research(including processional growth phase nanlysis ) work task decomposition action in induction learning areas conversion learning situation design”. This thesis...

A method of generating infrared multispectral simulation images by 3D scene is presented. The infrared images at any observation angle of the scene and a data cube of simulation images of specific waveband could be generated by the method. Some experiments have been done in waveband 3~5 m to generate...

The teaching of business Japanese has gone through decades of development. The development is dramatic both in major construction and enrolment scale. In the meantime, there have been a lot of problems that need to be resolved. In order to improve the teaching of business Japanese, this article studies...

With the rapid development of modern logistics industry, the requirements of logistics companies for applied logistics management talents become higher and higher. Colleges and universities as a talent training institutions, they must adapt to the objective requirements of modern logistics development,...

Organizational ethical climate is members’ consistent cognition on the ethical environment characteristics. As an important factor in the organizational environment, it draws more and more domestic and foreign scholars’ attention. On the basis of the literature, this paper makes integrated analysis on...