All of the articles in this proceedings volume have been presented at the BICEMBA during October 4, 2023 in Gedung Layanan Terpadu, University of Bengkulu, Bengkulu, Indonesia. These articles have been peer reviewed by the members of the Scientific Committee and approved by the Editor-in-Chief, who affirms...

The research aims to determine whether fintech payments, lifestyle, and financial knowledge influence the financial management behavior on students of the University of Bengkulu. This type of research is a causal study using quantitative research methods and proportionate stratified random Sampling....

High poverty rates have become a severe problem in many developing countries, with high poverty rates hampering equitable economic development. Many factors contribute to the high poverty rate, one of which is household consumption debt problem. In many cases it is found that every family experience...

This study aims to analyze the challenges and policy recommendations in post-Covid-19 pandemic economic development in Indonesia. The Online Research Method approach collects relevant data from Internet sources with relevant keywords. These data were analyzed using the Nvivo 12 Plus tool with a case...

This study investigates the impact that transformational leadership has on job performance in the Albanian aviation industry. Existing literature has viewed that transformational leadership has generally a high impact on the performance of the workforce. With the help of quantitative research methodology,...

This study aims to investigate the contribution of representative bias on stock investment decisions. It also focuses on examining the role of fundamental analysis performed by investors in making stock investment decisions. The study adopts a quantitative approach and employs a survey design. The population...

This research aims to influence knowledge of religiosity and ethical judgment, which is moderated by cohesiveness and honesty inaccounting students’ intention to report the condition of friends. This studyis based on the Theory of Reasoned Action (TRA) and the theory of self-justification and moral balance....

This study aimed to determine the effect of financial behaviour, financial knowledge and self-control on the financial well-being of Generation Z in Indonesia. Supervision was sought out by 255 respondents of Generation Z in Indonesia. The research method used is quantitative. The data used in this research...

Regional spending is an important part of the economy of a regional government for the welfare of its people through spending with the right realization in creating public services in building facilities and infrastructure so that it can be enjoyed and utilized properly by all levels of society. Regional...

Conditions in the digital economy environment such as volatility, uncertainty, complexity, and ambiguity are particularly unsettling and have the potential to harm firms that are still learning and evolving gradually. The purpose of this research is to examine the balance between exploitative and explorative...

This study examines 246 listed companies in the Indonesian Stock Exchange (IDX) having reported their economic, social, and governance (ESG) disclosure in 2021with the aim to evaluate whether its ESG initiatives impacted the companies’ market value and profitability. Sustainability investing, specifically...

This research aims to develop and test mediation models between Green Competencies and Corporate Environmental Performance for the public sector (Health organizations). In particular, our goal is Green Competencies to improve Corporate Environmental Performance, and is associated with the role of Green...

The purpose of this study is to examine the factors that contribute to national resilience, including Entrepreneurial Leadership, Exploitability Knowledge Proficiency, Attitude, Social Media Marketing Activities, and Intentional Behavior. The research was conducted in the region governed by the Military...

The transformation of the digitalization era has experienced rapid growth, especially in the financial services industry, since the emergence of the Covid-19 pandemic in Indonesia. The advances have created Financial Technology (FinTech) through a digital system known as Peer-to-Peer (P2P) Lending, which...

This paper uses customer relationship management to asses customer loyalty toward local cosmetics. The data for this study was gathered from 200 particular cosmetic customers. Variance-based structural equation modeling was applied to assess the association between customer relationship management, customer...

This study aims to analyze the effect of the education, health, and economic expenditures in Human Development Index in districts/cities of the Province of Bengkulu, Indonesia. This research was conducted using panel data, consisting of 10 districts/cities for 2014–2021. The analytical method used is...

The pattern and structure of the economy in Indonesia are experiencing a contraction in line with economic development. This study aims to analyze changes in economic structure and causative factors. The analysis was conducted in panel data on 33 provinces from 2007–2021. Using Multinomial Logistic Regression...

This study aims to determine the income of robusta coffee farming and determine the feasibility of robusta coffee farming based on the harvest month in Sumbermanjing Wetan Subdistrict. This research was conducted for four months, from August to November 2022, which is located in Sumbermanjing Wetan Subdistrict,...

The aim of this research is to analyze the regional development bank capability in Indonesia during 2019–2021. The analysis method used is Data Envelopment Analysis (DEA) with Variabel Return to Scale (VRS). Input oriented is applied as efficiency model. Input variables in this research are network of...

The Educational Ministry of Indonesia declared regulation to formulate a more effective educational system by launching the Kampus Merdeka Merdeka Belajar (MBKM) program for higher education. The urgency of problem analysis toward the MBKM implementation for a year is about clarifying the future improvement...

The main objective of this study is to identify factors that can influence green purchase intention in the decision to use renewable energy for PLTS. The research design used in this study is a causal design to explain the causal relationship between variables through hypothesis testing. Theory of Planned...

Corporate social responsibility (CSR) initiatives are a way for companies to show their concern for the community in which they operate as well as a visible example of how they adhere to regulations. This research investigates a company’s CSR strategy to address environmental issues, specifically plastic...

Bank account opening in the past few years has not increased significantly. People who open accounts can still be said not to compensate for technology and the influence of one’s financial behavior which is very influential in opening an account at the Bank. This study has several objectives, namely...

This study aims to measure the productivity of local government spending in alleviating poverty in West Java, Indonesia. The input used were local government spendings per capita, which consists of spending on education, health, economy, social protection, as well as housing and public facilities. The...

The objective of this research is to determine the effect of education function expenditure, social protection function expenditure and health function expenditure on poverty in Indonesia. The data used in this research are secondary data sourced from the Ministry of Finance and the Central Bereau of...

This research aims to know the influence of zakat, education and unemployment on the poverty rate in Bengkulu Province. Desain research is a descriptive quantitative using the PLS (Partial Least Square). The data used is secondary data from the Badan Pusat Statista (BPS) and the Amil Zakat Agency (BAZNAZ)...

This research aims to analyze nine models of poverty determinants in seven regions in Indonesia. The formation of the model is based on model 1, namely the poverty trap, economic growth, DAK, and spending on government functions which consists of spending on education, health, economic functions, social...

The purpose of this study is analyze the effect of Direct Expenditure,Indirect Expenditure, household consumption, and investment on the economic growth of Bengkulu Province. In this study the data used are secondary data from the Central Statistics Agency of each city/district in Bengkulu Province in...

This research aims to prove the influence of law enforcement, pressure, religious beliefs, rationality, Machiavellian traits on fraud intention. The population in this study was ASN Echelon III in Bengkulu Province. The sample in this research is the State Civil Apparatus in Bengkulu Province with a...

In general, this study wants to create a model of the performance of Islamic banks in Indonesia through the risk of financing, intellectual capital, and corporate governance. The population of this study consists of 14 (fourteen) Islamic commercial banks (BUS) in Indonesia, and the sampling criteria...

Leadership is a movement to influence how other people behave with the aim that they will be coordinated to achieve certain goals. Leadership is concerned with members who have distinctive features of a group that can be positively distinguished from other members in behavior, personal characteristics,...

Covid-19 has caused a major shock to economic conditions, including employment. This study aims to analyze the employment conditions of Bengkulu Province, especially the inequality of labor productivity during the post-COVID-19 economic recovery period. The study used data from the Central Statistics...

A green economy is a low-carbon, resource-saving and socially inclusive economic activity. The aim of this study is to formulate a model for integrating local communities in developing green economy-based tourism destinations in Bangka Belitung. The research method in this study uses two approaches,...

In the evolving landscape of organizational dynamics, AI emerges not as a usurper of human roles, but as a liberator, unshackling the human workforce from the confines of monotonous and mechanized tasks. This paper delves into a nuanced exploration of the harmonious coexistence of AI and human ingenuity,...