Proceedings of the International Conference on Entrepreneurship, Leadership and Business Innovation (ICELBI 2022)

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Digital Financial Literacy, Financial Behaviour, and Financial Well-being of Women’s in Indonesia

Authors
Rita Rahayu1, *, Verni Juita1, Annisa Rahman1
1Department of Accounting, Faculty Economics and Business, Universitas Andalas, Padang, Indonesia
*Corresponding author. Email: ritarahayu@eb.unand.ac.id
Corresponding Author
Rita Rahayu
Available Online 10 January 2024.
DOI
10.2991/978-94-6463-350-4_54How to use a DOI?
Keywords
Digital Financial Literacy; Financial Behavior; Financial Well-being; Women
Abstract

This study aims to investigate the influence of digital financial literacy and financial behavior, which consists of saving behavior and spending behavior, on women's financial well-being in Indonesia. A survey method using an online questionnaire was performed in this study. 524 Indonesian women participated in this study, and the data was processed through the Structural Equation Model (SEM). Based on the data analysis, it was found that the level of digital financial literacy significantly influences financial behavior (which consists of saving and spending behavior) and the financial well-being of women in Indonesia. In addition, this study also found that saving behavior positively and significantly influences women's financial well-being levels in Indonesia. The results of this study provide empirical evidence regarding the relationship between the level of digital financial literacy, financial behavior, and the financial welfare of people in Indonesia, especially women in Indonesia. This result is undoubtedly expected to be an input for related parties to the government when making policies related to improving the financial well-being of the people in Indonesia, especially women in Indonesia.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Entrepreneurship, Leadership and Business Innovation (ICELBI 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
10 January 2024
ISBN
978-94-6463-350-4
ISSN
2352-5428
DOI
10.2991/978-94-6463-350-4_54How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Rita Rahayu
AU  - Verni Juita
AU  - Annisa Rahman
PY  - 2024
DA  - 2024/01/10
TI  - Digital Financial Literacy, Financial Behaviour, and Financial Well-being of Women’s in Indonesia
BT  - Proceedings of the International Conference on Entrepreneurship, Leadership and Business Innovation (ICELBI 2022)
PB  - Atlantis Press
SP  - 550
EP  - 563
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-350-4_54
DO  - 10.2991/978-94-6463-350-4_54
ID  - Rahayu2024
ER  -