Proceedings of the 2018 3rd International Conference on Politics, Economics and Law (ICPEL 2018)

The Research on SMEs Loan Credit Insurance System of China

Authors
Ruilin Ren, Jianhua Zhu
Corresponding Author
Ruilin Ren
Available Online October 2018.
DOI
https://doi.org/10.2991/icpel-18.2018.15How to use a DOI?
Keywords
Credit insurance system, financing, LOGIT Method, small and medium enterprises
Abstract
China's SMEs are an integral part of the national economic system and have developed rapidly in recent years. However, the problem of financing difficulties for SMEs in China is highlighted, which hinders the sustainable development of SMEs. This paper analyzes the financing dilemma of China's SMEs and the importance of developing credit insurance system for SME loan. At the same time, it selects the listed companies in Shanghai and Shenzhen in 2016 as the sample analysis of the study, and proposes from the improvement of the company's own capabilities, credit environment optimization, risk monitoring advanced with the times, in order to provide a new way to solve the financing dilemma of SMEs.
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Proceedings
2018 3rd International Conference on Politics, Economics and Law (ICPEL 2018)
Part of series
Advances in Social Science, Education and Humanities Research
Publication Date
October 2018
ISBN
978-94-6252-605-1
ISSN
2352-5398
DOI
https://doi.org/10.2991/icpel-18.2018.15How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Ruilin Ren
AU  - Jianhua Zhu
PY  - 2018/10
DA  - 2018/10
TI  - The Research on SMEs Loan Credit Insurance System of China
BT  - 2018 3rd International Conference on Politics, Economics and Law (ICPEL 2018)
PB  - Atlantis Press
SP  - 66
EP  - 69
SN  - 2352-5398
UR  - https://doi.org/10.2991/icpel-18.2018.15
DO  - https://doi.org/10.2991/icpel-18.2018.15
ID  - Ren2018/10
ER  -