Assessing the Ability of Banks to Manage the Credit Risks of Their Enterprise Customers-From the Perspectives of Banking Act and Banking Supervision Law

DOI

10.2991/icefs-17.2017.32How to use a DOI?

Keywords

bank credit, credit assessment, decision making, Banking Supervision Law, Banking Act, Importance-Performance Analysis Model

Abstract

In the rapidly changing global financial environment, credit risk control and management is the top priority for banks. This study explores the ability of one bank in Taiwan to assess the credit risks of their enterprise customers. Importance-performance analysis (IPA) is commonly used to assess performance and to analyze competitive strategies. Therefore, this study adopts IPA to investigate the ability of a bank to assess credit risks, facilitating the bank to develop strategies for assessing credit risks. According to the results of this study, Bank A should keep up the good work regarding three indicators (enterprise repayment evaluation ability, enterprise capital turnover evaluation ability, and product market share evaluation ability). These indicators reflect the advantages of Bank A, and should thus be maintained to enhance its performance.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Sang-Bing Tsai
PY  - 2017/01
DA  - 2017/01
TI  - Assessing the Ability of Banks to Manage the Credit Risks of Their Enterprise Customers-From the Perspectives of Banking Act and Banking Supervision Law
BT  - Proceedings of the 2017 International Conference on Economics, Finance and Statistics (ICEFS 2017)
PB  - Atlantis Press
SP  - 278
EP  - 284
SN  - 2352-5428
UR  - https://doi.org/10.2991/icefs-17.2017.32
DO  - 10.2991/icefs-17.2017.32
ID  - Tsai2017/01
ER  -