Proceedings of the International Conference on Applied Science and Technology on Social Science 2023 (iCAST-SS 2023)

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Social and Juridical Aspect Credit Agreement “Emok Bank” in Indonesia

Authors
Ida Nurhayati1, *, Firda Lestari1, Vindaniar Yuristamanda Putri2, Vinita Susanti3
1Accounting Department, Politeknik Negeri Jakarta, Depok, Indonesia
2Banking and Finance Administrative, Universitas Indonesia, Depok, Indonesia
3Department of Criminology, Universitas Indonesia, Depok, Indonesia
*Corresponding author. Email: Nurhayati.ida24@gmail.com
Corresponding Author
Ida Nurhayati
Available Online 15 February 2024.
DOI
10.2991/978-2-38476-202-6_81How to use a DOI?
Keywords
Social; Juridical; Aspect; Credit Agreement; Emok Bank
Abstract

The mention of Bank Emok among the community, especially Sundanese tribes in the Bogor area and its surroundings, describes the bank's operations carried out by women traveling from village to village to offer money lending (credit) services in a speedy and easy compared to banks in general. The research aims to represent Emok Bank as a form of banking known to the public, especially among homemakers, but not by following statutory regulations and banking law. This research method is qualitative with a normative juridical and sociological approach. It uses a proportional sample of Emok Bank customers in the Kemang sub-district, Bogor Regency. The result is that there is a controversial condition regarding what is needed. The community feels helped by Emok Bank, but the majority think that it takes work in terms of the services that must be paid for by customers and the method of payment. Likewise, its position is contrary to Contract Law and Banking Law.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Applied Science and Technology on Social Science 2023 (iCAST-SS 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
15 February 2024
ISBN
978-2-38476-202-6
ISSN
2352-5398
DOI
10.2991/978-2-38476-202-6_81How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Ida Nurhayati
AU  - Firda Lestari
AU  - Vindaniar Yuristamanda Putri
AU  - Vinita Susanti
PY  - 2024
DA  - 2024/02/15
TI  - Social and Juridical Aspect Credit Agreement “Emok Bank” in Indonesia
BT  - Proceedings of the International Conference on Applied Science and Technology on Social Science 2023 (iCAST-SS 2023)
PB  - Atlantis Press
SP  - 563
EP  - 567
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-202-6_81
DO  - 10.2991/978-2-38476-202-6_81
ID  - Nurhayati2024
ER  -