Research on Efficiency of Listed Commercial Banks in China Based on SBM

DOI

10.2991/gecss-14.2014.2How to use a DOI?

Keywords

commercial banks, SBM directional distance function, non-performing loans

Abstract

For the purporse of accurately caclulating the banking efficiency of China in recent years, a slack-based measure (SBM) was used to measure the relative efficiency of 16 listed commercial banks considering the non-performing loans over the period of 2007–2012. Staff costs, total loans and fixed assets were chosen as the inputs, whereas net profit and non-performing loans were outputs in this study. The results show that the city commercial bank efficiency is the highest, joint-stock banks are more efficent than large state-owned commercial banks. Further study indicates that staff costs and bad loans are the main sources of banking inefficiency. Finally, the interbank competition not only reflected on the competetion with money and customer resources, but also on the reducing the risk of bank assets and enhancing the efficiency of commercial banks.

Copyright

© 2014, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xiping Wang
AU  - Xulei Wang
PY  - 2014/01
DA  - 2014/01
TI  - Research on Efficiency of Listed Commercial Banks in China Based on SBM
BT  - Proceedings of the 2014 International Conference on Global Economy, Commerce and Service Science
PB  - Atlantis Press
SP  - 6
EP  - 9
SN  - 1951-6851
UR  - https://doi.org/10.2991/gecss-14.2014.2
DO  - 10.2991/gecss-14.2014.2
ID  - Wang2014/01
ER  -