Proceedings of the 2018 International Conference on Economics, Business, Management and Corporate Social Responsibility (EBMCSR 2018)

China's commercial bank credit business Research on challenges and development countermeasures in the age of big data

Authors
Yan Wang, Xiaohan Gao
Corresponding Author
Yan Wang
Available Online November 2018.
DOI
10.2991/ebmcsr-18.2018.22How to use a DOI?
Keywords
commercial bank credit business big data countermeasures
Abstract

The development of modern science and technology takes "the improvement of computing capacity and data mining application and transmission" as its essence, which continuously promotes the development of commercial Banks, and the credit business subconsciously needs to change in the intelligent technical background.Big data technology can build a new credit system perspective for bank credit business, explore the potential value and specific financial status of customers, analyze the potential capacity of customers, reduce the service cost of Banks and reduce the loss of customers.This paper analyzes the current situation of China's commercial Banks' credit business, conducts a SWOT analysis of China's commercial Banks' credit business, analyzes the positive impact of the era of big data on the development of China's commercial Banks' credit business, and puts forward countermeasures for the development of China's commercial Banks' credit business in combination with big data technology.

Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2018 International Conference on Economics, Business, Management and Corporate Social Responsibility (EBMCSR 2018)
Series
Advances in Economics, Business and Management Research
Publication Date
November 2018
ISBN
978-94-6252-603-7
ISSN
2352-5428
DOI
10.2991/ebmcsr-18.2018.22How to use a DOI?
Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Yan Wang
AU  - Xiaohan Gao
PY  - 2018/11
DA  - 2018/11
TI  - China's commercial bank credit business Research on challenges and development countermeasures in the age of big data
BT  - Proceedings of the 2018 International Conference on Economics, Business, Management and Corporate Social Responsibility (EBMCSR 2018)
PB  - Atlantis Press
SP  - 118
EP  - 122
SN  - 2352-5428
UR  - https://doi.org/10.2991/ebmcsr-18.2018.22
DO  - 10.2991/ebmcsr-18.2018.22
ID  - Wang2018/11
ER  -