Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2021)

Indonesian Sharia Commercial Bank: Taking into Account from the Ratio of Rentability, Liquidity, Company Size and Capital Adequacy

Authors
Yuli Agustina1, *, Rosyi Martha Kumalasari2
1,2Universitas Negeri Malang
*Corresponding author. Email: yuli.agustina.fe@um.ac.id
Corresponding Author
Yuli Agustina
Available Online 23 November 2021.
DOI
10.2991/aebmr.k.211115.043How to use a DOI?
Keywords
Profitability; Liquidity; Bank Size; Capital Adequacy Ratio
Abstract

The capital adequacy ratio of a bank is a ratio used to assess a bank’s ability to raise capital to finance its operations. This capital assessment is accomplished through an examination of the capital ratio as defined by the CAR (Capital Adequacy Ratio). The researcher uses the independent variables profitability, liquidity, and bank size to determine whether or not these ratios have an effect on the dependent variable (Capital Adequacy Ratio). This is a quantitative study utilizing secondary data. This study examines Islamic Commercial Banks that were registered with the Financial Services Authority between 2015 and 2020. This study analyzed a total of 15 businesses. The findings of this study indicate that a bank, as a profit-oriented institution, must have a strong capital base, as this will aid in maintaining and developing the bank in the future, and with sufficient capital, customers will feel more loyal and the level of trust will be higher.

Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

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Volume Title
Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2021)
Series
Advances in Economics, Business and Management Research
Publication Date
23 November 2021
ISBN
978-94-6239-455-1
ISSN
2352-5428
DOI
10.2991/aebmr.k.211115.043How to use a DOI?
Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Yuli Agustina
AU  - Rosyi Martha Kumalasari
PY  - 2021
DA  - 2021/11/23
TI  - Indonesian Sharia Commercial Bank: Taking into Account from the Ratio of Rentability, Liquidity, Company Size and Capital Adequacy
BT  - Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2021)
PB  - Atlantis Press
SP  - 291
EP  - 296
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.211115.043
DO  - 10.2991/aebmr.k.211115.043
ID  - Agustina2021
ER  -