Proceedings of the 2nd Tarumanagara International Conference on the Applications of Social Sciences and Humanities (TICASH 2020)

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Legal Remedies of Customers Experience Non-Performing Loan Review Form Law Number 10 year 1998 Concerning Amendments Law Number 7 Year 1992 Concerning Banking (Example Case Court Judgment No. 1/Pdt.G/2018/PN Kng)

Authors
Leonardo Darma Putra, Christine S.T. Kansil
Corresponding Author
Leonardo Darma Putra
Available Online 12 December 2020.
DOI
10.2991/assehr.k.201209.136How to use a DOI?
Keywords
Loan, Non-Performing Loan, Restructure
Abstract

Loans provided to the public through financial institutions or banks, are usually used to meet the needs of the community, with all facilities provided by financial institutions or banks in taking credit facilities, not always the customer can pay installments according to the date of payment, causing the customer’s credit to become Non-Performing Laon. How legal remedies can be done by customers who experience non-preforming loans, in this case the authors do the authors examine the problem using normative legal research methods. The results show that there are several efforts that can be done by customers, namely by restructuring credit agreements. Restructuring is an improvement effort made by the Bank in lending activities to debtors who experience difficulties in fulfilling their obligations. This restructuring policy is regulated in a Bank Indonesia Circular Letter and also in a Bank Indonesia Regulation. Customers who experience Non-Perfoarming loan, you should immediately consult with the bank to make efforts to restructure the credit agreement

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2nd Tarumanagara International Conference on the Applications of Social Sciences and Humanities (TICASH 2020)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
12 December 2020
ISBN
10.2991/assehr.k.201209.136
ISSN
2352-5398
DOI
10.2991/assehr.k.201209.136How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Leonardo Darma Putra
AU  - Christine S.T. Kansil
PY  - 2020
DA  - 2020/12/12
TI  - Legal Remedies of Customers Experience Non-Performing Loan Review Form Law Number 10 year 1998 Concerning Amendments Law Number 7 Year 1992 Concerning Banking (Example Case Court Judgment No. 1/Pdt.G/2018/PN Kng)
BT  - Proceedings of the 2nd Tarumanagara International Conference on the Applications of Social Sciences and Humanities (TICASH 2020)
PB  - Atlantis Press
SP  - 858
EP  - 862
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.201209.136
DO  - 10.2991/assehr.k.201209.136
ID  - Putra2020
ER  -