Proceedings of the 5th International Conference on Tourism, Economics, Accounting, Management and Social Science (TEAMS 2020)

Financial Behavior of Micro Business Women in Management and Well-Being Improvement

Authors
I Gusti Ayu Purnamawati, Gede Adi Yuniarta, Ni Luh Gede Erni Sulindawati, Putu Ria Astria
Corresponding Author
I Gusti Ayu Purnamawati
Available Online 14 December 2020.
DOI
https://doi.org/10.2991/aebmr.k.201212.003How to use a DOI?
Keywords
Business, Financial Literacy, Locus of Control, Woman
Abstract
This study aims at seeks to determining the effect of financial literacy and locus of control on the financial behavior of women in micro-businesses. This research is a quantitative study with 240 female micro-business respondents in Buleleng district, Bali Province. Collecting data using an online questionnaire with proportional random sampling. Primary data were collected using respondents’ answers with a Likert scale of 1-5. The results showed that financial literacy and locus of control had a positive and significant effect on financial behavior. Research proves that although women owners of micro-businesses who already have sufficient knowledge and skills, other things encourage women entrepreneurs to be reluctant to adopt healthy financial behavior, namely because of self-control that arises either from within or from outside influences.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Cite this article

TY  - CONF
AU  - I Gusti Ayu Purnamawati
AU  - Gede Adi Yuniarta
AU  - Ni Luh Gede Erni Sulindawati
AU  - Putu Ria Astria
PY  - 2020
DA  - 2020/12/14
TI  - Financial Behavior of Micro Business Women in Management and Well-Being Improvement
BT  - Proceedings of the 5th International Conference on Tourism, Economics, Accounting, Management and Social Science (TEAMS 2020)
PB  - Atlantis Press
SP  - 16
EP  - 23
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.201212.003
DO  - https://doi.org/10.2991/aebmr.k.201212.003
ID  - Purnamawati2020
ER  -