Proceedings of the Sixth Padang International Conference On Economics Education, Economics, Business and Management, Accounting and Entrepreneurship (PICEEBA 2020)

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Analysis of MSME Players’ Financial Literacy in Payakumbuh City

Authors
Nita Sofia, Mentari Ritonga, Sri Arita
Corresponding Author
Nita Sofia
Available Online 17 June 2021.
DOI
10.2991/aebmr.k.210616.055How to use a DOI?
Keywords
Financial literacy, MSMEs, Payakumbuh
Abstract

The economy of Payakumbuh city is largely driven by MSMEs. The important thing that MSMEs must have is to have financial literacy in order for them to manage their business finances. This research aims to analyze factors that affect the financial literacy of MSME players in Payakumbuh City namely gender, education level, religiosity, and financial training. This type of research is quantitative research. The sample in this study was 100 MSMEs perpetrators of Payakumbuh City. The data collection technique used in this study is a questionnaire. The data analysis technique used in this study is a quantitative descriptive analysis in the form of multiple linear regression analysis. Data processing is done by Structural Equation Modeling (SE) method with the Amos 21 Program tool. The results showed that education levels, religiosity and financial training had a significant influence on financial literacy. While Gender does not have a significant influence on financial literacy. The results of this study are expected to be useful by the Payakumbuh City Government as well as the MSME actors themselves in improving financial literacy.

Copyright
© 2021, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the Sixth Padang International Conference On Economics Education, Economics, Business and Management, Accounting and Entrepreneurship (PICEEBA 2020)
Series
Advances in Economics, Business and Management Research
Publication Date
17 June 2021
ISBN
10.2991/aebmr.k.210616.055
ISSN
2352-5428
DOI
10.2991/aebmr.k.210616.055How to use a DOI?
Copyright
© 2021, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Nita Sofia
AU  - Mentari Ritonga
AU  - Sri Arita
PY  - 2021
DA  - 2021/06/17
TI  - Analysis of MSME Players’ Financial Literacy in Payakumbuh City
BT  - Proceedings of the Sixth Padang International Conference On Economics Education, Economics, Business and Management, Accounting and Entrepreneurship (PICEEBA 2020)
PB  - Atlantis Press
SP  - 366
EP  - 372
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.210616.055
DO  - 10.2991/aebmr.k.210616.055
ID  - Sofia2021
ER  -