The Electronic Insurance in the Context of Innovative Development of Digital Law in Russia

DOI

10.2991/aebmr.k.200502.126How to use a DOI?

Keywords

digitalization, electronic insurance, smart-insurance, direct-insurance, IT- technologies in insurance, the insurer, the insurant

Abstract

The relevance of research. In recent years, Russia has embarked on a completely new way of its formation and development. There is a global digitalization of our society everywhere. The institution of insurance did not ignore this phenomenon. Since 2017 in the insurance relations there has been a revolutionary coup - electronic MTPL was introduced. Today it is already possible to sum up some results concerning the consequences of the application of electronic insurance, to analyze all the advantages and disadvantages of this phenomenon. Therefore, the topic of electronic insurance in Russia is relevant and demanded scientific direction. The main essence of all problems of electronic insurance contracts in Russia is that the insured when concluding an insurance contract in electronic form, cannot obtain sufficient necessary and reliable information, which prevents him from concluding an insurance contract. Purpose and tasks of the research. The purpose of the research is to study the advantages and disadvantages of digital insurance in Russia, as well as to identify ways to respond to and discuss some problems in the field of electronic insurance. Tasks of the research. To achieve this purpose, it is necessary to determine the following scientific tasks: to analyze similar concepts in the field of digital insurance: electronic insurance, e-insurance, smart- insurance, direct-insurance; to reveal the peculiarities of domestic electronic insurance; identify the advantages and disadvantages of Russian digital insurance; draw informed conclusions and identify the results of the research.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Download article (PDF)

TY  - CONF
AU  - E.A. Shergunova
PY  - 2020
DA  - 2020/05/05
TI  - The Electronic Insurance in the Context of Innovative Development of Digital Law in Russia
BT  - Proceedings of the 2nd International Scientific and Practical Conference “Modern Management Trends and the Digital Economy: from Regional Development to Global Economic Growth” (MTDE 2020)
PB  - Atlantis Press
SP  - 772
EP  - 776
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200502.126
DO  - 10.2991/aebmr.k.200502.126
ID  - Shergunova2020
ER  -