Banking Financial Services Risk Based on Information Management System

DOI

10.2991/isss-18.2018.134How to use a DOI?

Keywords

Financial product innovation; risk; commercial banks.

Abstract

To explore the risk of banking financial services under the background of information management, the connotation of financial product innovation in commercial banks is studied, and the motivation of financial product innovation is analysed. In addition, a new repeated game model of financial product innovation with spill-over effects and different competitive strategies and risk constraints is set up. The Nash equilibrium point of the model was determined and the stability conditions of the equilibrium point are discussed. The risks faced by the innovation of financial products are analysed. On the basis of the analysis of the characteristics of the innovation risk of financial products, the risk transmission mechanism of the innovation chain of financial products is discussed. The new model of internal risk management and external risk supervision of Chinese commercial banks' financial products innovation is made, and the corresponding countermeasures and suggestions on how to improve the risk management level of commercial banks' product innovation are put forward.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Ming Lu
PY  - 2018/05
DA  - 2018/05
TI  - Banking Financial Services Risk Based on Information Management System
BT  - Proceedings of the 4th International Symposium on Social Science (ISSS 2018)
PB  - Atlantis Press
SP  - 650
EP  - 654
SN  - 2352-5398
UR  - https://doi.org/10.2991/isss-18.2018.134
DO  - 10.2991/isss-18.2018.134
ID  - Lu2018/05
ER  -