A Study on the Predicaments and Innovative Outlet of Applying Finance Guarantee Tools in the Rural Areas

DOI

10.2991/icssr-14.2014.83How to use a DOI?

Keywords

Rural finance, Guarantee instrument, Collateral

Abstract

The developing of agricultural industry is still lag in china, comparing with other industries. Three issues concerning “Countryside, agriculture, peasant" have increasingly become the bottle-neck, restricting the national economic development and people's income growth. The fund has become the weakness of agricultural development under favorable factors of good national policies and technical innovation. The rural land property rights system of China has some specific characteristics. The ownership and the user of land are separated, which cause farmers find it difficult to get loans by mortgaging on land. This article analyzes the mortgage difficulties in Chinese rural areas and puts forwards the innovative tools to perfect guarantee system, hoping for providing some suggestions for solving rural financial predicament.

Copyright

© 2014, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yinan Guo
AU  - Jing Fan
AU  - Jinglong Li
PY  - 2014/06
DA  - 2014/06
TI  - A Study on the Predicaments and Innovative Outlet of Applying Finance Guarantee Tools in the Rural Areas
BT  - Proceedings of the 3rd International Conference on Science and Social Research
PB  - Atlantis Press
SP  - 343
EP  - 347
SN  - 2352-5398
UR  - https://doi.org/10.2991/icssr-14.2014.83
DO  - 10.2991/icssr-14.2014.83
ID  - Guo2014/06
ER  -