The Validity of the Consumer Financing Agreement With the Standard Clause of the Fiduciary Guarantee

DOI

10.2991/assehr.k.201014.145How to use a DOI?

Keywords

community participation, women, victims

Abstract

Standard clauses are often an integral part of the Consumer Financing Agreement with Fiduciary Guarantees. The provisions of the standard clause are expressly regulated in Article 18 of Law Number 8 of 1999 concerning Consumer Protection. In Burgelijk Wetboek’s perspective, the inclusion of a standard clause that is integrated into the agreement cannot be directly interpreted as having an agreement being canceled. This article analyzes the Court’s decision regarding consumer disputes in the implementation of the Consumer Financing Agreement so that a legislative approach is needed with a knife analysis of the case approach. The statute approach is carried out by analyzing the validity of the Consumer Financing Agreement related to the contents of the standard clause, the validity of the principles in the contract as stipulated in the Wetboek Burgelijk and the meaning of the regulation of the cancellation of a standard clause in Law Number 8 of 1999 concerning Consumer Protection. Through the case approach it is found that there is no correlation between the standard clause and the cancellation of a consumer financing agreement.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Djulaeka
PY  - 2020
DA  - 2020/10/15
TI  - The Validity of the Consumer Financing Agreement With the Standard Clause of the Fiduciary Guarantee
BT  - Proceedings of the 3rd International Conference on Social Sciences (ICSS 2020)
PB  - Atlantis Press
SP  - 670
EP  - 674
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.201014.145
DO  - 10.2991/assehr.k.201014.145
ID  - 2020
ER  -