Proceedings of the 2017 International Conference on Society Science (ICoSS 2017)

Empirical Analysis on Bank's Net Interest Margin under the Background of Interest Rate Liberation: Taking the Banking Sector in Weihai for Example

Authors
Xiaoming Wang
Corresponding Author
Xiaoming Wang
Available Online April 2017.
DOI
10.2991/icoss-17.2017.61How to use a DOI?
Keywords
Interest rate liberalization; Net interest margin; Central bank benchmark spread
Abstract

With the continuous reform of China's interest rate market, the deposit and lending spreads gradually narrowed, which undoubtedly makes the deposit and loan spreads as the main source of income of commercial banks face enormous challenges. For small and medium commercial banks, the situation is more severe. Taking the Banking Sector in Weihai for Example, by stata using quarter panel data from 2009 to 2012, Cross-sectional study differences of all kinds of bank's net interest margin, To determine the basis of its policies impact ability;Longitudinal study of 2012 in the middle of two microscopic effect of reform measures, and Combined with the macroeconomic factors, the optimal timing of implementation of policy Suggestions are put forwards.

Copyright
© 2017, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2017 International Conference on Society Science (ICoSS 2017)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
April 2017
ISBN
978-94-6252-339-5
ISSN
2352-5398
DOI
10.2991/icoss-17.2017.61How to use a DOI?
Copyright
© 2017, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Xiaoming Wang
PY  - 2017/04
DA  - 2017/04
TI  - Empirical Analysis on Bank's Net Interest Margin under the Background of Interest Rate Liberation: Taking the Banking Sector in Weihai for Example
BT  - Proceedings of the 2017 International Conference on Society Science (ICoSS 2017)
PB  - Atlantis Press
SP  - 346
EP  - 350
SN  - 2352-5398
UR  - https://doi.org/10.2991/icoss-17.2017.61
DO  - 10.2991/icoss-17.2017.61
ID  - Wang2017/04
ER  -