Proceedings of the International Conference on Banking, Accounting, Management, and Economics (ICOBAME 2018)

Conference Chair

  • Dr.Yavida Nurim, Ak., CA.

    Universitas Janabadra, Yogyakarta, Indonesia

Advisory Board

  • Dr. Ir. Edy Sriyono, M.T

    Universitas Janabadra, Yogyakarta, Indonesia

  • Ir. Cungki Kusdarjito, M.P., Ph.D.

    Janabadra University, Yogyakarta, Indonesia

  • Nurwiyanta, S.E., M.M

    Universitas Janabadra, Yogyakarta, Indonesia

  • Dr. H. Safik Faozi, S.H., M.Hum

    Stikubank University, Semarang, Indonesia

  • Ridwan Baraba, SE, MM.

    Muhammadiyah University, Purworejo, Indonesia

  • Dr. Fitri Lukiastuti, S.E., MM.

    STIE Bank BPD Jateng, Semarang, Indonesia

  • Dra. Marlina Kurnia, MM.

    Muhammadiyah University, Magelang, Indonesia

  • Gunarso Wiwoho, S.E., MM

    STIE Putra Bangsa Kebumen, Kebumen, Indonesia

  • Dra. Marlina Kurnia, MM.

    Muhammadiyah University, Magelang, Indonesia

Scientific Committee

  • Dr. Aly Abdelmoniem Abdelwanis

    Maqashid Institute, London, UK

  • Dr. Jean Claude Mutiganda

    School of Business and Economics, Abo Akademi University, Turku, Finland

  • Prof. Dr. Magdy Behman, MA., DIS

    Eastern Mennonite University, Virginia, USA

  • Henry Thomas Simarmata

    ERSA-Exposit Research and Strategic Advisory, Indonesia

  • Prof. Dr. Indra Wijaya Kusuma, MBA,.CA

    Universitas Gadjah Mada, Yogyakarta, Indonesia

  • Dr. Hardo Basuki, M.Soc.Sc., CSA., CA.

    Universitas Gadjah Mada, Yogyakarta, Indonesia

  • Dr. Supriyadi, M.Sc. Ak. C.A.

    Universitas Gadjah Mada, Yogyakarta, Indonesia

  • Prof. Noorhaidi Hasan, MA., MPhil., Ph.D.

    State Islamic University Sunan Kalijaga, Yogyakarta, Indonesia

  • Dr. Farida Peranginangin

    Executive Director of Central Bank of Indonesia, Indonesia

  • Prof. Tomi Suryo Utomo., SH., LL.M., Ph.D.

    Universitas Janabadra, Yogyakarta, Indonesia

  • Dr. Euis Soliha, S.E., M.Si.

    Stikubank University, Semarang, Indonesia

  • Dr. Bambang Suko Priyono, MM.

    Stikubank University, Semarang, Indonesia

  • Dr. GN Masdjojo, M.Kom., M.Si.

    Stikubank University, Semarang, Indonesia

  • Dr. Yeye Susilowati, MM.

    Stikubank University, Semarang, Indonesia

  • Dr. Dwi Irawati M.Si.

    Muhammadiyah University, Purworejo, Indonesia

  • Dr. E. Siti Puryandani, S.E., M.Si.

    STIE Bank BPD Jateng, Semarang, Indonesia

  • Dr. Grace Tiana Solovida, SE., M.Si., Ak., CA.

    STIE Bank BPD Jateng, Semarang, Indonesia

  • Dr. Taufik Hidajat, SE., M.Si

    STIE Bank BPD Jateng, Semarang, Indonesia

Organizing Committee

  • Handoko Arwi Hasthoro, S.E., M.Si.

    Universitas Janabadra, Yogyakarta, Indonesia

  • Siti Rochmah Ika, S.E., M.Sc., Ak., CA.

    Universitas Janabadra, Yogyakarta, Indonesia

  • Drs. Henry Sarnowo, M.Si.

    Universitas Janabadra, Yogyakarta, Indonesia

  • Achmad Badjuri, S.E., M.Si, Ak, CA.

    Stikubank University, Semarang, Indonesia

  • Sri Sudarsi, S.E., M.Si.

    Stikubank University, Semarang, Indonesia

  • Cahyani Nuswandari, S.E., M.Si, Ak, CA.

    Stikubank University, Semarang, Indonesia

  • Jaeni, S.E., M.Si, Ak, CA, CBV, CMA.

    Stikubank University, Semarang, Indonesia

  • Dr. Endang Tjahjaningsih, M.Kom.

    Stikubank University, Semarang, Indonesia

  • Panji Anoraga, SE., M.M.

    STIE Bank BPD Jateng, Semarang, Indonesia

  • Bayu Sindhu Raharja, S.E., M.Sc.

    Muhammadiyah University, Magelang, Indonesia

  • Muhdiyanto SE.Msi.

    Muhammadiyah University, Magelang, Indonesia

  • Nur Laila Yuliani, S.E., M.Sc.

    Muhammadiyah University, Magelang, Indonesia

  • Endah Pri Ariningsih, S.E., M.Sc.

    Muhammadiyah University, Purworejo, Indonesia

  • Irfan Helmi, SE., MM.

    STIE Putra Bangsa Kebumen, Kebumen, Indonesia

  • Harini Abrilia Setyawati, S.E., M.Sc.

    STIE Putra Bangsa Kebumen, Kebumen, Indonesia