The Urgency of Legal Protection for Online Loan Service Users

DOI

10.2991/assehr.k.211112.028How to use a DOI?

Keywords

Online Loans; Legal certainty; Protection of Law and Human Rights

Abstract

Along with the development of information technology in various fields, it has brought new breakthroughs, one of which is in the lending and borrowing sector. The lending and borrowing process that was originally conventional is now also developing towards digital or which is known as online loans. Especially in the midst of the Covid-19 pandemic which has also not been completed, not only because of the limited space for movement, but the people’s economy has also declined. Then, it requires people to look for various ways to meet their needs, one of which is by making online loans. However, the problem is that there is stiil no regulation that can cover up for online loan service users, because the development of a technology-based industry should not only provide convenience but also provide security to the people. Therefore, the main objective of this study focuses on analysis related to the urgency of legal protection for users of online loan services in the context of legal development in Indonesia and access to guarantees of justice and protection of human rights. In this study, the method used is normative juridical using statutory, conceptual and case approaches. The results of the research present an idea in efforts to develop and reform the law in Indonesia, especially in relation to public access to legal certainty, and protection of human rights in achieving justice and equality before the law.

Copyright

© 2021 The Authors. Published by Atlantis Press SARL.

Open Access

This is an open access article under the CC BY-NC license.

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TY  - CONF
AU  - Fathul Hamdani
AU  - Ana Fauzia
PY  - 2021
DA  - 2021/11/23
TI  - The Urgency of Legal Protection for Online Loan Service Users
BT  - Proceedings of the 2nd International Conference on Law and Human Rights 2021 (ICLHR 2021)
PB  - Atlantis Press
SP  - 215
EP  - 221
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.211112.028
DO  - 10.2991/assehr.k.211112.028
ID  - Hamdani2021
ER  -