The Analysis of Target Achievement in Bank Indonesia 2015 Regulation on Lending for Micro, Small and Medium Enterprises
Authors
Kenny Putri Lisa, Dewi Ratna Sjari Martokoesoemo
Corresponding Author
Kenny Putri Lisa
Available Online December 2017.
- DOI
- 10.2991/icied-17.2018.22How to use a DOI?
- Keywords
- MSME; bank; credit
- Abstract
Micro, Small and Medium Enterprises (MSME) are important sectors in the economy, especially for developing countries. One of the biggest obstacles towards developing the sector is related to financing. Bank Indonesia has launched the regulation called Bank Indonesia's Policy/Peraturan Bank Indonesia (PBI) 2015 stating that all commercial banks must allocate 20% of the total credit for MSMEs loan. Panel regression models are used to show that Non Performing Loan (NPL) and Third Party Fund (TPF) affect the credit supply for MSMEs. Moreover, the results show that Foreign Bank and Joint-Venture Bank are still far from the target
- Copyright
- © 2018, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Kenny Putri Lisa AU - Dewi Ratna Sjari Martokoesoemo PY - 2017/12 DA - 2017/12 TI - The Analysis of Target Achievement in Bank Indonesia 2015 Regulation on Lending for Micro, Small and Medium Enterprises BT - Proceedings of the 2nd International Conference on Indonesian Economy and Development (ICIED 2017) PB - Atlantis Press SP - 117 EP - 122 SN - 2352-5398 UR - https://doi.org/10.2991/icied-17.2018.22 DO - 10.2991/icied-17.2018.22 ID - PutriLisa2017/12 ER -