The Analysis of Target Achievement in Bank Indonesia 2015 Regulation on Lending for Micro, Small and Medium Enterprises

DOI

10.2991/icied-17.2018.22How to use a DOI?

Keywords

MSME; bank; credit

Abstract

Micro, Small and Medium Enterprises (MSME) are important sectors in the economy, especially for developing countries. One of the biggest obstacles towards developing the sector is related to financing. Bank Indonesia has launched the regulation called Bank Indonesia's Policy/Peraturan Bank Indonesia (PBI) 2015 stating that all commercial banks must allocate 20% of the total credit for MSMEs loan. Panel regression models are used to show that Non Performing Loan (NPL) and Third Party Fund (TPF) affect the credit supply for MSMEs. Moreover, the results show that Foreign Bank and Joint-Venture Bank are still far from the target

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Kenny Putri Lisa
AU  - Dewi Ratna Sjari Martokoesoemo
PY  - 2017/12
DA  - 2017/12
TI  - The Analysis of Target Achievement in Bank Indonesia 2015 Regulation on Lending for Micro, Small and Medium Enterprises
BT  - Proceedings of the 2nd International Conference on Indonesian Economy and Development (ICIED 2017)
PB  - Atlantis Press
SP  - 117
EP  - 122
SN  - 2352-5398
UR  - https://doi.org/10.2991/icied-17.2018.22
DO  - 10.2991/icied-17.2018.22
ID  - PutriLisa2017/12
ER  -