A Study of the Impact of Digital Transformation on the Stability of Banks

DOI

10.2991/978-94-6463-408-2_6How to use a DOI?

Keywords

Digital Transformation; Commercial Bank; Stability

Abstract

This paper aims to quantify the level of digital transformation of commercial banks by big data mining and employ a multiple linear regression statistical model to verify the correlation between digital transformation and the stability of banks. By analyzing the unbalanced panel data of 42 Chinese listed commercial banks from 2013 to 2021, we found that the digital transformation of commercial banks can improve the stability of banks significantly, and this conclusion remains valid after considering potential endogenous problems. Capital regulation can enhance the impact of digital transformation on commercial bank stability.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

TY  - CONF
AU  - Dan Shi
AU  - Hong Rao
PY  - 2024
DA  - 2024/05/07
TI  - A Study of the Impact of Digital Transformation on the Stability of Banks
BT  - Proceedings of the 9th International Conference on Financial Innovation and Economic Development (ICFIED 2024)
PB  - Atlantis Press
SP  - 46
EP  - 52
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-408-2_6
DO  - 10.2991/978-94-6463-408-2_6
ID  - Shi2024
ER  -