Analyzing the Factors Influencing Lecturers’ Financial Satisfaction in Indonesia

DOI

10.2991/aebmr.k.220501.056How to use a DOI?

Keywords

Financial Literacy; Financial Risk Tolerance; Financial Capability; Financial Satisfaction

Abstract

This study aims to investigate and find empirical evidence about the effect of Financial Literacy on Financial Satisfaction where Financial Risk Tolerance and Financial Capabilities as mediation variables in Lecturers who are active in Universities throughout Indonesia. The research design is descriptive quantitative. The objects of this research are Financial Literacy, Financial Risk Tolerance, Financial Capability, and Financial Satisfaction. The sampling technique used is purposive random sampling. Research data is primary data obtained from the distribution of questionnaires to respondents. Data analysis was carried out with the help of SmartPLS software, by performing 2 categories of tests, namely the outer model test and the inner model test. The test results show that Financial Literacy, Financial Capability has a direct effect on Financial Satisfaction, but Financial Risk Tolerance does not effect on Financial Satisfaction. The results of statistical tests also show that Financial Literacy affects Financial Capability and Financial Risk Tolerance. The test results also show that Financial Capability can mediate the effect of Financial Literacy on Financial Satisfaction, but Financial Risk Tolerance is unable to mediate the influence of Financial Literacy on Financial Satisfaction.

Copyright

© 2022 The Authors. Published by Atlantis Press International B.V.

Open Access

This is an open access article distributed under the CC BY-NC 4.0 license.

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TY  - CONF
AU  - Khairina Natsir
AU  - Agus Zainul Arifin
PY  - 2022
DA  - 2022/05/11
TI  - Analyzing the Factors Influencing Lecturers’ Financial Satisfaction in Indonesia
BT  - Proceedings of the tenth International Conference on Entrepreneurship and Business Management 2021 (ICEBM 2021)
PB  - Atlantis Press
SP  - 370
EP  - 378
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.220501.056
DO  - 10.2991/aebmr.k.220501.056
ID  - Natsir2022
ER  -