Research on the Credit Management of Commercial Banks of Lianyungang City for the SMEs

DOI

10.2991/iccia.2012.16How to use a DOI?

Keywords

credit management, countermeasures, commercial banks, the SMEs

Abstract

At present, the credit management mode of commercial bank in lianyungang for the SMEs is still in the exploring, although the various credit policy for the small and medium-sized enterprises has been come out, the risk management plan and operation method that really suit for credit demand for the SMEs is still not mature. and it caused that the bad debts and dead loan were overstoched in lianyungang commercial bank, thus it seriously impact on the capital operation of commercial banks, and then it has caused some adverse impact to the development of local economy. Therefore, it is necessary for commercial banks in lianyungang city to supervise and manage the whole process of credit of the small and medium-sized enterprises.

Copyright

© 2013, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Junyi Chen
AU  - Shuping Han
PY  - 2014/05
DA  - 2014/05
TI  - Research on the Credit Management of Commercial Banks of Lianyungang City for the SMEs
BT  - Proceedings of the 2012 2nd International Conference on Computer and Information Application (ICCIA 2012)
PB  - Atlantis Press
SP  - 67
EP  - 70
SN  - 1951-6851
UR  - https://doi.org/10.2991/iccia.2012.16
DO  - 10.2991/iccia.2012.16
ID  - Chen2014/05
ER  -