Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)

Business Strategy Through SWOT Analysis in Implementing Loan Origination System to Improve Bank’s Business Performance (Case Study at Mortgage Credit)

Authors
Harmansyah Nasution1, *, Agus Rahayu1, Lili Adi Wibowo1, Puspo Dewi Dirgantari1, Erwin Yulianto2, Ryan Nurgraha3
1Department of Management, University of Education Indonesia, Bandung, Indonesia
2Department of Informatics, Langlangbuana University, Bandung, Indonesia
3Department of Entrepreneurship, Garut University, Garut, Indonesia
*Corresponding author. Email: harmansyahnasution@yahoo.com
Corresponding Author
Harmansyah Nasution
Available Online 29 September 2023.
DOI
10.2991/978-94-6463-234-7_167How to use a DOI?
Keywords
Banking Credit Process Re-engineering; Business Performance; External Environment; Internal Environment; Loan Origination System Implementation
Abstract

The use of information systems and technology in the banking environment is increasing and expanding, especially in competing and gaining a competitive advantage. The loan management process, such as collecting information and verifying applicants regarding personal data, income data, and collateral data, is a measurement of the credibility of the prospective debtor. Loan Origination System (LOS) is a system specifically gradually developed to support the credit application process required by banks to make it easier and faster. Following this trend, the banking industry implemented a Loan Origination System (LOS) for mortgage lending as one of the implementations of digital transformation. This study aims to describe the External Environment, Internal Environment, Banking Credit Process Re-Engineering, Loan Origination System Implementation, and Business Performance in the Banking Industry. The research method used is a Systematic Literature Review of relevant research using the Research Questions (RQ) set out in this study. The research was conducted in a Loan Origination System Implementation Model to Improve Business Performance in the Banking Industry.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
29 September 2023
ISBN
978-94-6463-234-7
ISSN
2352-5428
DOI
10.2991/978-94-6463-234-7_167How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Harmansyah Nasution
AU  - Agus Rahayu
AU  - Lili Adi Wibowo
AU  - Puspo Dewi Dirgantari
AU  - Erwin Yulianto
AU  - Ryan Nurgraha
PY  - 2023
DA  - 2023/09/29
TI  - Business Strategy Through SWOT Analysis in Implementing Loan Origination System to Improve Bank’s Business Performance (Case Study at Mortgage Credit)
BT  - Proceedings of the 7th Global Conference on Business, Management, and Entrepreneurship (GCBME 2022)
PB  - Atlantis Press
SP  - 1593
EP  - 1602
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-234-7_167
DO  - 10.2991/978-94-6463-234-7_167
ID  - Nasution2023
ER  -