The Influence of Activity Credit Income Type to Total Interest Income

DOI

10.2991/gcbme-16.2016.176How to use a DOI?

Keywords

Bank, activity credit, interest income

Abstract

Bank as a business institution that real life can not escape the problem or financial institution that provides financial resources in the form of the loan. Based on the above description, the author interested in doing research on issues of interest income of banks that were examined aspects of the credit activities. Purpose of this research is to find out the influence of three credit activity to interest income. Methodology research is using a clasicc asumption and multiple regression test. As for the results of research can be concluded that Consumer credit is the first whose more affected to interest income. This can be seen on the t count value of consumer credit for t table 0.310 <2.101. The second affected is Working capital loans affected to interest income. This can be seen on t values loans for 0.389<2.101. Third It can be seen in the t-count value for investment loan amounting to 1,468 , while the t-table is 1.468. Fourth Variable of three credit activity together have a same effect on interest income and the three variables can be used to predict the increasing interest income.

Copyright

© 2016, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Sri Suartini
AU  - Dian Hakip Nurdiansyah
PY  - 2016/08
DA  - 2016/08
TI  - The Influence of Activity Credit Income Type to Total Interest Income
BT  - Proceedings of the 2016 Global Conference on Business, Management and Entrepreneurship
PB  - Atlantis Press
SP  - 940
EP  - 948
SN  - 2352-5428
UR  - https://doi.org/10.2991/gcbme-16.2016.176
DO  - 10.2991/gcbme-16.2016.176
ID  - Suartini2016/08
ER  -