Research on the risks and regulation of financial technology

DOI

10.2991/febm-17.2017.126How to use a DOI?

Keywords

FinTech; financial market; financial risks; financial regulation; RegTech

Abstract

Financial technology (FinTech) refers to technology enabled financial solutions. While the benefit of FinTech is widely recognized, the risks inherent in FinTech also rise substantial considerations. This paper will examine the impact brought by FinTech on financial market risks and stability, including technological risks, legal risks and systemic risks, and the measures to deal with this phenomenon and risks created. Regulatory choice will be considered in the macro aspect of choice of regulatory regimes, as well as the possible regulatory ways in detail, including authorization, continuing supervision, resolution, market support and oversight. Further innovation of FinTech regulation and adoption of regulatory technology (RegTech) will also be discussed to contain and manage the new exposures created by the development of FinTech.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Download article (PDF)

TY  - CONF
AU  - Hangmin Li
PY  - 2017/10
DA  - 2017/10
TI  - Research on the risks and regulation of financial technology
BT  - Proceedings of the Second International Conference On Economic and Business Management (FEBM 2017)
PB  - Atlantis Press
SP  - 938
EP  - 945
SN  - 2352-5428
UR  - https://doi.org/10.2991/febm-17.2017.126
DO  - 10.2991/febm-17.2017.126
ID  - Li2017/10
ER  -