Research on the risks and regulation of financial technology
Available Online October 2017.
- https://doi.org/10.2991/febm-17.2017.126How to use a DOI?
- FinTech; financial market; financial risks; financial regulation; RegTech
- Financial technology (FinTech) refers to technology enabled financial solutions. While the benefit of FinTech is widely recognized, the risks inherent in FinTech also rise substantial considerations. This paper will examine the impact brought by FinTech on financial market risks and stability, including technological risks, legal risks and systemic risks, and the measures to deal with this phenomenon and risks created. Regulatory choice will be considered in the macro aspect of choice of regulatory regimes, as well as the possible regulatory ways in detail, including authorization, continuing supervision, resolution, market support and oversight. Further innovation of FinTech regulation and adoption of regulatory technology (RegTech) will also be discussed to contain and manage the new exposures created by the development of FinTech.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Hangmin Li PY - 2017/10 DA - 2017/10 TI - Research on the risks and regulation of financial technology BT - Second International Conference On Economic and Business Management (FEBM 2017) PB - Atlantis Press SP - 938 EP - 945 SN - 2352-5428 UR - https://doi.org/10.2991/febm-17.2017.126 DO - https://doi.org/10.2991/febm-17.2017.126 ID - Li2017/10 ER -