Proceedings of the Second International Conference On Economic and Business Management (FEBM 2017)

An empirical study on the efficiency of bank innovation in the context of internet financial development

Authors
Fan Yang, Yong Qi
Corresponding Author
Fan Yang
Available Online October 2017.
DOI
https://doi.org/10.2991/febm-17.2017.125How to use a DOI?
Keywords
Internet finance; commercial bank; innovation efficiency; financial innovation
Abstract
Recently, the rapid development of Internet finance has influenced the traditional financial model in many ways. As an emerging financial mode, it provides customers with a wider range of multiple financial services, but also has an impact on the commercial banks operating efficiency and innovation efficiency. In order to explore the impact of Internet finance on the innovation efficiency of commercial banks, this paper analyses the data of 14 commercial banks in China from 2009 to 2015. First, the BCC model is used to measure the innovation efficiency of commercial banks. Then the Malmquist index of commercial banks is measured and analysed dynamically. Finally, the Tobit model based on panel data is established for regression analysis. Put forward the conclusions of commercial banks which accord to the empirical analysis to deal with the impact of Internet financial countermeasures and suggestions.
Open Access
This is an open access article distributed under the CC BY-NC license.

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Proceedings
Part of series
Advances in Economics, Business and Management Research
Publication Date
October 2017
ISBN
978-94-6252-423-1
ISSN
2352-5428
DOI
https://doi.org/10.2991/febm-17.2017.125How to use a DOI?
Open Access
This is an open access article distributed under the CC BY-NC license.

Cite this article

TY  - CONF
AU  - Fan Yang
AU  - Yong Qi
PY  - 2017/10
DA  - 2017/10
TI  - An empirical study on the efficiency of bank innovation in the context of internet financial development
PB  - Atlantis Press
SP  - 931
EP  - 937
SN  - 2352-5428
UR  - https://doi.org/10.2991/febm-17.2017.125
DO  - https://doi.org/10.2991/febm-17.2017.125
ID  - Yang2017/10
ER  -