An empirical study on the efficiency of bank innovation in the context of internet financial development

DOI

10.2991/febm-17.2017.125How to use a DOI?

Keywords

Internet finance; commercial bank; innovation efficiency; financial innovation

Abstract

Recently, the rapid development of Internet finance has influenced the traditional financial model in many ways. As an emerging financial mode, it provides customers with a wider range of multiple financial services, but also has an impact on the commercial banks operating efficiency and innovation efficiency. In order to explore the impact of Internet finance on the innovation efficiency of commercial banks, this paper analyses the data of 14 commercial banks in China from 2009 to 2015. First, the BCC model is used to measure the innovation efficiency of commercial banks. Then the Malmquist index of commercial banks is measured and analysed dynamically. Finally, the Tobit model based on panel data is established for regression analysis. Put forward the conclusions of commercial banks which accord to the empirical analysis to deal with the impact of Internet financial countermeasures and suggestions.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Fan Yang
AU  - Yong Qi
PY  - 2017/10
DA  - 2017/10
TI  - An empirical study on the efficiency of bank innovation in the context of internet financial development
BT  - Proceedings of the Second International Conference On Economic and Business Management (FEBM 2017)
PB  - Atlantis Press
SP  - 931
EP  - 937
SN  - 2352-5428
UR  - https://doi.org/10.2991/febm-17.2017.125
DO  - 10.2991/febm-17.2017.125
ID  - Yang2017/10
ER  -