Proceedings of the 4th International Conference on Communication, Language, Education and Social Sciences (CLESS 2023)

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Exploring The Factors Affecting the Financial Buffer Savings Behaviour Among University Students in Malaysia

Authors
Cheryl Chan1, *, Teo Kim Mui1, Zalina Binti Jaffar1
1Multimedia University, Melaka, Malaysia
*Corresponding author. Email: cheryl.chan@mmu.edu.my
Corresponding Author
Cheryl Chan
Available Online 25 January 2024.
DOI
10.2991/978-2-38476-196-8_20How to use a DOI?
Keywords
Savings; Financial buffer saving behaviour; Theory of Planned Behaviour
Abstract

Savings have been an important element in individuals’ lives regardless of their ages. Hence, individuals need to have financial buffer saving behaviour so that they will be financially vigilant. This study aims to explore the factors affecting financial buffer saving behaviour among university students in Malaysia. This study will focus on four factors which are financial literacy, parental socialization, peer influence and self-control. These factors will be discussed based on the Theory of Planned Behaviour as the concept highlights human behaviour; in this case financial buffer saving behaviour. The researcher conducted an online survey among several undergraduate program students from different universities by applying the convenience sampling concept. The main finding of this paper is that financial literacy, parental socialization, peer influence and self-control have favourable effects on financial buffer savings behaviour among university students in Malaysia.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 4th International Conference on Communication, Language, Education and Social Sciences (CLESS 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
25 January 2024
ISBN
978-2-38476-196-8
ISSN
2352-5398
DOI
10.2991/978-2-38476-196-8_20How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Cheryl Chan
AU  - Teo Kim Mui
AU  - Zalina Binti Jaffar
PY  - 2024
DA  - 2024/01/25
TI  - Exploring The Factors Affecting the Financial Buffer Savings Behaviour Among University Students in Malaysia
BT  - Proceedings of the 4th International Conference on Communication, Language, Education and Social Sciences (CLESS 2023)
PB  - Atlantis Press
SP  - 217
EP  - 225
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-196-8_20
DO  - 10.2991/978-2-38476-196-8_20
ID  - Chan2024
ER  -