Proceedings of the 23rd Asian Forum of Business Education(AFBE 2019)

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Identification and Strategy for Improving Financial Literation and Inclusion of Rural and Urban Communities in Banyuwangi Regency, Indonesia

Authors
Adhitya Wardhono, M. Abd. Nasir, Yulia Indrawati, Ciplis Gema Qori’ah
Corresponding Author
Adhitya Wardhono
Available Online 9 June 2020.
DOI
10.2991/aebmr.k.200606.068How to use a DOI?
Keywords
Financial Literacy, Financial Inclusion, Banyuwangi Regency
Abstract

The financial sector with a variety of derivative products has become an important thing in supporting the smooth economic and social activities of the communities. The research purposes are to identify the level of financial inclusion and literacy develops a strategy for developing financial literacy and inclusion of rural and urban communities in the Banyuwangi Regency. The method used descriptive analysis method by looking at the value of financial literacy and inclusion based on banking penetration, banking service, and banking system in rural and urban communities of Banyuwangi Regency and used SWOT analysis. The results showed that in the aggregate financial inclusion and financial literacy of urban communities in the Banyuwangi Regency showed characteristics of a good inclusion pattern, while people in rural areas showed a fairly good inclusion pattern. This is indicated by the availability of a sufficient number of banking institutions with financial service facilities, the public’s need for formal financial institution services and the intensity of community involvement in the use of formal financial institution services. However, some people still have limitations in reaching finance due to the availability of services that are still relatively far from the community and the level of financial literacy is still low.

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 23rd Asian Forum of Business Education(AFBE 2019)
Series
Advances in Economics, Business and Management Research
Publication Date
9 June 2020
ISBN
10.2991/aebmr.k.200606.068
ISSN
2352-5428
DOI
10.2991/aebmr.k.200606.068How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Adhitya Wardhono
AU  - M. Abd. Nasir
AU  - Yulia Indrawati
AU  - Ciplis Gema Qori’ah
PY  - 2020
DA  - 2020/06/09
TI  - Identification and Strategy for Improving Financial Literation and Inclusion of Rural and Urban Communities in Banyuwangi Regency, Indonesia
BT  - Proceedings of the 23rd Asian Forum of Business Education(AFBE 2019)
PB  - Atlantis Press
SP  - 399
EP  - 406
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200606.068
DO  - 10.2991/aebmr.k.200606.068
ID  - Wardhono2020
ER  -