Proceedings of the World Conference on Governance and Social Sciences (WCGSS 2023)

Online Credit Culture of University Students at XYZ Credit Apps

Authors
Erma Rosdiana1, *, Munsi Lampe1, Safriadi Safriadi1
1Hasanuddin University, Makassar, 90245, Indonesia
*Corresponding author. Email: erma.rosd@gmail.com
Corresponding Author
Erma Rosdiana
Available Online 29 April 2024.
DOI
10.2991/978-2-38476-236-1_106How to use a DOI?
Keywords
Online credit; University students; credit Apps
Abstract

University students study with the aim of seeking knowledge, but they also prepare learning tools to support the learning process. Unfortunately, not all students have enough money to fulfill these needs, so they do online credit at XYZ Credit Apps. The research method used is a qualitative research method using descriptive writing to see the phenomenon of students’ installments and the research objectives as a form of contribution to the development of ethnography, especially in the field of online credit. The results of this study indicate that online credit conducted by students has a positive impact; students can get goods to support their studies at affordable prices. Flat transactions (no interest) are considered to provide security for student finances. Students can join as brand ambassadors to earn extra money, financial literacy and new friendships.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the World Conference on Governance and Social Sciences (WCGSS 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
29 April 2024
ISBN
978-2-38476-236-1
ISSN
2352-5398
DOI
10.2991/978-2-38476-236-1_106How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Erma Rosdiana
AU  - Munsi Lampe
AU  - Safriadi Safriadi
PY  - 2024
DA  - 2024/04/29
TI  - Online Credit Culture of University Students at XYZ Credit Apps
BT  - Proceedings of the World Conference on Governance and Social Sciences (WCGSS 2023)
PB  - Atlantis Press
SP  - 968
EP  - 974
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-236-1_106
DO  - 10.2991/978-2-38476-236-1_106
ID  - Rosdiana2024
ER  -