The Influence of Demography, Social Environment and Financial Self-Efficacy toward Saving Behavior

DOI

10.2991/soshec-18.2018.22How to use a DOI?

Keywords

demography; social environment; financial self-efficacy; saving behavior

Abstract

This study aims to examine the influence of demography, social environment, and financial self-efficacy on the saving behavior. Demographic variables consist of gender, age, education level, income, marital status, and number of dependents. Meanwhile, the social environment variable consists of parents and peers. The sample was 220 people in Surabaya. Data were collected using questionnaires. The analysis technique used was multiple linear regression. The result of this analysis showed that in the demographics, only income that have positive effect on saving behavior. The social environment variables explained that parents give positive effect and peer has no effect on saving behavior. Meanwhile, financial self-efficacy has a positive effect on saving behavior.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Dewi Rahmawati
AU  - Nadia Asandimitra
PY  - 2018/07
DA  - 2018/07
TI  - The Influence of Demography, Social Environment and Financial Self-Efficacy toward Saving Behavior
BT  - Proceedings of the 2nd Social Sciences, Humanities and Education Conference: Establishing Identities through Language, Culture, and Education (SOSHEC 2018)
PB  - Atlantis Press
SP  - 102
EP  - 106
SN  - 2352-5398
UR  - https://doi.org/10.2991/soshec-18.2018.22
DO  - 10.2991/soshec-18.2018.22
ID  - Rahmawati2018/07
ER  -