Proceedings of the 6th International Conference on Strategies, Models and Technologies of Economic Systems Management (SMTESM 2019)

Strategic ways of minimizing banks’ bad loan debts

Authors
Nelia Volkova, Valeriia Volkova, Liana Ptashchenko, Alina Glushko
Corresponding Author
Valeriia Volkova
Available Online September 2019.
DOI
10.2991/smtesm-19.2019.8How to use a DOI?
Keywords
problem loan, adversely classified assets, loans in the early warning stage, loans with identified signs of problem, overdue loans, discount rate
Abstract

The strategic directions for minimization banks’ bad loan debts were studied. The essence of the problem loan as a type of bank assets was found out and the authors’ interpretation of this definition was suggested. Substantiated was the authors’ adjusted approach to the classification of problem loans, which refines specifics and scope of their emergence. The volume of problem loans within Ukraine’s banking system in general and at JSC Oshchadbank in particular was analyzed. It is suggested that banks can improve the way they manage bad loan debts in the post-crisis Ukraine by developing a strategy for minimizing bad loan debts and introducing the LVPC coverage ratio for potential bank claims at JSC Oshchadbank instead of the LTV coverage ratio used in most banks.

Copyright
© 2019, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 6th International Conference on Strategies, Models and Technologies of Economic Systems Management (SMTESM 2019)
Series
Advances in Economics, Business and Management Research
Publication Date
September 2019
ISBN
10.2991/smtesm-19.2019.8
ISSN
2352-5428
DOI
10.2991/smtesm-19.2019.8How to use a DOI?
Copyright
© 2019, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Nelia Volkova
AU  - Valeriia Volkova
AU  - Liana Ptashchenko
AU  - Alina Glushko
PY  - 2019/09
DA  - 2019/09
TI  - Strategic ways of minimizing banks’ bad loan debts
BT  - Proceedings of the 6th International Conference on Strategies, Models and Technologies of Economic Systems Management (SMTESM 2019)
PB  - Atlantis Press
SP  - 33
EP  - 37
SN  - 2352-5428
UR  - https://doi.org/10.2991/smtesm-19.2019.8
DO  - 10.2991/smtesm-19.2019.8
ID  - Volkova2019/09
ER  -