Comparative Analysis of the Financial Performance of Islamic Banks And Conventional Banks For The 2011-2016 Period.

DOI

10.2991/piceeba2-18.2019.42How to use a DOI?

Keywords

Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Return On Asset (ROA), Return On Equity (ROE), Operating Expense to Operating Income (BOPO)

Abstract

The aim of this research is to find out whether there are significant differences regarding the performance of Sharia banking and conventional banking as a whole in Indonesia in the period 2011-2016. This research is an exploratory research with quantitative methods. The sampling technique is done by using purposive sampling method with the number of samples is 8 banks, 4 banks for Islamic banks (PT. Bank Syariah Mandiri, Bank BTN Syariah, Bank BNI Syariah and BRI Sharia), and 4 banks for Conventional banks (Bank Mandiri, Bank BTN, Bank BNI and BRI Bank). This study uses a different test with the SPSS version 22.00 program. The results showed that Islamic banking has a better LDR compared to conventional banks' LDR, conventional banks have better CAR compared to Islamic banks CAR, conventional banks have better ROA compared to ROA of Islamic banks, conventional banks have better ROE compared to ROE Islamic Banks, conventional banks have better BOPO compared to BOPO Islamic Banks.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Egy Juniardi
AU  - Enni Sari Siregar
AU  - Farida Aini
AU  - Djaya Putra Gani
PY  - 2019/04
DA  - 2019/04
TI  - Comparative Analysis of the Financial Performance of Islamic Banks And Conventional Banks For The 2011-2016 Period.
BT  - Proceedings of the 2nd Padang International Conference on Education, Economics, Business and Accounting (PICEEBA-2 2018)
PB  - Atlantis Press
SP  - 320
EP  - 327
SN  - 2352-5428
UR  - https://doi.org/10.2991/piceeba2-18.2019.42
DO  - 10.2991/piceeba2-18.2019.42
ID  - Juniardi2019/04
ER  -