The Analysis on the Costs of Supervision of Insurance Solvency

DOI

10.2991/meess-18.2018.52How to use a DOI?

Keywords

Insurance Solvency, Opportunity Cost, Direct Cost.

Abstract

The economic system of insurance plays a very important role in social stability and economic development. Because of its particularity, the insurer does not need to perform the obligations stipulated in the insurance contract at a time when the insurance contract is signed, which makes the rights of the insured and the insured in a special state. If the insurer's solvency cannot be guaranteed, the rights and interests of the insured and the insured cannot be guaranteed. Certificate. Therefore, strengthening the supervision of insurers' solvency and taking it as the focus of supervision are the key tasks of insurance supervision. The purpose of this paper is to analyze the cost of solvency supervision by paying the corresponding cost of insurance solvency supervision. The cost of insurance solvency regulation includes direct cost and opportunity cost. In this paper, the author makes an analysis of the two costs, and points out the possible errors of regulatory policy.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xiaoyu Zhang
PY  - 2018/08
DA  - 2018/08
TI  - The Analysis on the Costs of Supervision of Insurance Solvency
BT  - Proceedings of the 2018 International Conference on Management, Economics, Education and Social Sciences (MEESS 2018)
PB  - Atlantis Press
SP  - 276
EP  - 279
SN  - 2352-5398
UR  - https://doi.org/10.2991/meess-18.2018.52
DO  - 10.2991/meess-18.2018.52
ID  - Zhang2018/08
ER  -