Proceedings of the 5th Legal International Conference and Studies (LICS 2022)

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Implementation of Deposit Rights at Indonesian Sharia Bank Banjarnegara

Authors
Ariyani Witasari1, *, Widayati1
1Lecturer at Faculty of Law, Unissula, Semarang, Indonesia
*Corresponding author. Email: aryani@unissula.ac.id
Corresponding Author
Ariyani Witasari
Available Online 27 June 2023.
DOI
10.2991/978-2-38476-074-9_26How to use a DOI?
Keywords
Islamic Bank; Mortgage; Collateral
Abstract

Islamic banks have the task of managing public funds by collecting and redistributing the collected funds to be offered to the community with a number of credit loans accompanied by conditions that can guarantee that bad credit does not occur which can harm the bank as a creditor. One of the conditions that can be used as collateral for loans in Islamic Banking is in the form of land and or building certificates. In the event of bad credit, the consequence is that the collateral can be used as credit repayment by way of auctioning the object that is the collateral. The research method that will be carried out by the author is empirical juridical research. Banjarnegara Islamic Bank carries out the execution of mortgage rights, namely due to the Debtor’s delay in making installment payments which is a default debtor. With a default debtor, the step taken by Banjarnegara Syariah Bank is by billing the collector of the Bank, if the debtor still has not carried out his achievements by paying installments, then the next step is for the bank to provide a subpoena, which is a minimum of 3 subpoenas in total.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 5th Legal International Conference and Studies (LICS 2022)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
27 June 2023
ISBN
10.2991/978-2-38476-074-9_26
ISSN
2352-5398
DOI
10.2991/978-2-38476-074-9_26How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Ariyani Witasari
AU  - Widayati
PY  - 2023
DA  - 2023/06/27
TI  - Implementation of Deposit Rights at Indonesian Sharia Bank Banjarnegara
BT  - Proceedings of the 5th Legal International Conference and Studies (LICS 2022)
PB  - Atlantis Press
SP  - 229
EP  - 235
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-074-9_26
DO  - 10.2991/978-2-38476-074-9_26
ID  - Witasari2023
ER  -