Methods and techniques to assess creditworthiness of individuals

DOI

10.2991/itsmssm-16.2016.42How to use a DOI?

Keywords

creditworthiness of individuals, assessment methods, decision tree method

Abstract

This article surveys methods and techniques used to assess creditworthiness of individuals. We pay particular attention to the scoring method. The classification of bank's customers is shown. The decision tree analysis is proposed for use, a decision tree example is shown using computer calculations.

Copyright

© 2016, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Tatiana Chernysheva
AU  - Maria Milovanova
AU  - Sergei Min'kov
PY  - 2016/05
DA  - 2016/05
TI  - Methods and techniques to assess creditworthiness of individuals
BT  - Proceedings of the 2016 Conference on Information Technologies in Science, Management, Social Sphere and Medicine
PB  - Atlantis Press
SP  - 208
EP  - 212
SN  - 2352-538X
UR  - https://doi.org/10.2991/itsmssm-16.2016.42
DO  - 10.2991/itsmssm-16.2016.42
ID  - Chernysheva2016/05
ER  -