Market Conditions of the Credit and Loan Relationships

DOI

10.2991/aebmr.k.201205.109How to use a DOI?

Keywords

interest rate, discount rate of the Central Bank of the Russian Federation, credit and borrowing relations, market value, economic feasibility, borrowed policy, valuation activity

Abstract

The article is devoted to determining the main essential conditions for credit and loan relations. The relevance of the research is due to the absence of the concept of market conditions for credit and loan relations, and therefore it is advisable to use the concept of “economically feasible terms of the contract” for credit and loan relations in scientific circulation and judicial practice. In the analysis of essential conditions of the contract, in addition to interest rates, you must consider the reliability for the lender of the funds (security Deposit, guarantee), the financial situation of the potential borrower, the frequency of clearing debt etc. Social relations between economic entities, including in cases when bankruptcy of the debtor, the implementation of fiscal functions of the tax authorities, formed a need to develop clear criteria for determining the presence (or absence) of economically viable terms of the agreement in credit and and loan relationships. This article will assist in the formation of principles for determining whether the terms of credit and loan agreements correspond to the fair conditions of relations between economic entities on the open market.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - A.V. Shchepot’ev
PY  - 2020
DA  - 2020/12/07
TI  - Market Conditions of the Credit and Loan Relationships
BT  - Proceedings of the 2nd International Scientific and Practical Conference on Digital Economy (ISCDE 2020)
PB  - Atlantis Press
SP  - 641
EP  - 645
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.201205.109
DO  - 10.2991/aebmr.k.201205.109
ID  - Shchepot’ev2020
ER  -