Proceedings of the 4th International Symposium on Business Corporation and Development in South-East and South Asia under B&R Initiative (ISBCD 2019)

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Analysis of Risk Assessment for Financing Small-Medium Enterprises’ Project and the Impact of Lending Decision Making

Authors
Ziyodilloev Khushnud, Qingjie Zhou, Yan Li
Corresponding Author
Ziyodilloev Khushnud
Available Online 9 July 2020.
DOI
10.2991/aebmr.k.200708.048How to use a DOI?
Keywords
risk assessment, Small-medium enterprises (SMEs), financing SMEs’ project, lending managers, Aloqabank
Abstract

This research paper is an attempt to analyze risk assessment of financing Small-Medium Enterprises’ (SMEs’) projects and to investigate on the roles of lending managers and their decision making, also to demonstrate that it has a huge impact on project success, influence to implement bank financing projects. Therefore, the paper focused on identifying strong risk assessment for the SMEs and in general aims to identify various risks that Aloqabank managers are facing currently to finance SMEs’ project. Despite the fact that the research paper tried to find out various tools and techniques dealt within bank financing projects. Furthermore, case study approached to identify different risks and to analyze risk assessment of SMEs’ projects. According to questionnaires’ results and case study analysis, the evidence that the key indicator signals to decision making and to give loan for the projects are past performance of SMEs, financial standing, ordering collateral and business project competence, all affected the likelihood of a lending manager supporting SMEs and credit request.

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 4th International Symposium on Business Corporation and Development in South-East and South Asia under B&R Initiative (ISBCD 2019)
Series
Advances in Economics, Business and Management Research
Publication Date
9 July 2020
ISBN
10.2991/aebmr.k.200708.048
ISSN
2352-5428
DOI
10.2991/aebmr.k.200708.048How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Ziyodilloev Khushnud
AU  - Qingjie Zhou
AU  - Yan Li
PY  - 2020
DA  - 2020/07/09
TI  - Analysis of Risk Assessment for Financing Small-Medium Enterprises’ Project and the Impact of Lending Decision Making
BT  - Proceedings of the 4th International Symposium on Business Corporation and Development in South-East and South Asia under B&R Initiative (ISBCD 2019)
PB  - Atlantis Press
SP  - 252
EP  - 257
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200708.048
DO  - 10.2991/aebmr.k.200708.048
ID  - Khushnud2020
ER  -