Proceedings of the 4th International Symposium on Business Corporation and Development in South-East and South Asia under B&R Initiative (ISBCD 2019)

Research on the Credit Consumption Behavior of College Students in Internet Finance—Based on Ant Credit Pay

Authors
Xuezhou Zhang, Ying Zhang
Corresponding Author
Ying Zhang
Available Online 9 July 2020.
DOI
10.2991/aebmr.k.200708.056How to use a DOI?
Keywords
internet finance, college student, credit consumption
Abstract

at present, Internet finance has become an essential part of people’s life, opening up a high-speed development model in China. This article studies the college students’ behaviors of use of Internet financial credit products. Taking Ant credit pay as an example, survey the college students’ use of ant credit pay, the situation of over-consumption, and the future development of this credit pay. Analyze the behavior of excessive consumption from the view of the expenditure and income, and resource of repayment mode, and then puts forward suggestions from two aspects of students and ant credit pay platform.

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 4th International Symposium on Business Corporation and Development in South-East and South Asia under B&R Initiative (ISBCD 2019)
Series
Advances in Economics, Business and Management Research
Publication Date
9 July 2020
ISBN
978-94-6252-983-0
ISSN
2352-5428
DOI
10.2991/aebmr.k.200708.056How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

TY  - CONF
AU  - Xuezhou Zhang
AU  - Ying Zhang
PY  - 2020
DA  - 2020/07/09
TI  - Research on the Credit Consumption Behavior of College Students in Internet Finance—Based on Ant Credit Pay
BT  - Proceedings of the 4th International Symposium on Business Corporation and Development in South-East and South Asia under B&R Initiative (ISBCD 2019)
PB  - Atlantis Press
SP  - 293
EP  - 298
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200708.056
DO  - 10.2991/aebmr.k.200708.056
ID  - Zhang2020
ER  -