Research on the Credit Consumption Behavior of College Students in Internet Finance—Based on Ant Credit Pay

DOI

10.2991/aebmr.k.200708.056How to use a DOI?

Keywords

internet finance, college student, credit consumption

Abstract

at present, Internet finance has become an essential part of people’s life, opening up a high-speed development model in China. This article studies the college students’ behaviors of use of Internet financial credit products. Taking Ant credit pay as an example, survey the college students’ use of ant credit pay, the situation of over-consumption, and the future development of this credit pay. Analyze the behavior of excessive consumption from the view of the expenditure and income, and resource of repayment mode, and then puts forward suggestions from two aspects of students and ant credit pay platform.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xuezhou Zhang
AU  - Ying Zhang
PY  - 2020
DA  - 2020/07/09
TI  - Research on the Credit Consumption Behavior of College Students in Internet Finance—Based on Ant Credit Pay
BT  - Proceedings of the 4th International Symposium on Business Corporation and Development in South-East and South Asia under B&R Initiative (ISBCD 2019)
PB  - Atlantis Press
SP  - 293
EP  - 298
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200708.056
DO  - 10.2991/aebmr.k.200708.056
ID  - Zhang2020
ER  -