Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2)

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Analysis Influence Ratio Finance to Profitability Return On Assets (ROA) at Commercial Banks in Indonesia

Authors
Berliana Agustin Febrianti1, Eni Setyowati1, *
1Faculty of Economics and Business, University of Muhammadiyah Surakarta, Surakarta, Indonesia
*Corresponding author. Email: es241@ums.ac.id
Corresponding Author
Eni Setyowati
Available Online 4 October 2023.
DOI
10.2991/978-94-6463-204-0_5How to use a DOI?
Keywords
NIM; BOPO; LDR; Profitability
Abstract

Study this aim for analyze influence ratio finance which includes net interest margin (NIM), cost operational to income operations (BOPO) and loan to deposit ratio (LDR) to profitability return on assets (ROA). Method analysis used is the panel data with cross section 4 (four) commercial banks in Indonesia include Mandiri Bank, BNI, BRI, and BTN. While the time series data for 6 (six) years started from 2016 to with 2021. In collect data, research this using secondary data with method analysis used that is analysis multiple linear regression, test assumptions classic includes normality test, multicollinearity test, test hypothesis and analysis coefficient determination using the Eviews 10 program. Based on results analysis and interpretation of data that has been done, can concluded that net interest margin (NIM) and loan to deposit ratio (LDR) have influence positive to profitability return on assets (ROA). Whereas cost operational to income operational have influence negative to profitability return on assets (ROA).

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2)
Series
Advances in Economics, Business and Management Research
Publication Date
4 October 2023
ISBN
978-94-6463-204-0
ISSN
2352-5428
DOI
10.2991/978-94-6463-204-0_5How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Berliana Agustin Febrianti
AU  - Eni Setyowati
PY  - 2023
DA  - 2023/10/04
TI  - Analysis Influence Ratio Finance to Profitability Return On Assets (ROA) at Commercial Banks in Indonesia
BT  - Proceedings of the International Conference on Economics and Business Studies (ICOEBS-22-2)
PB  - Atlantis Press
SP  - 36
EP  - 47
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-204-0_5
DO  - 10.2991/978-94-6463-204-0_5
ID  - Febrianti2023
ER  -