The Influence of American Consumption Habits on the Theft of American Credit Cards

DOI

10.2991/assehr.k.211209.396How to use a DOI?

Keywords

Online Shopping; Credit Card; Consumption Habits; Transaction

Abstract

Credit card payment has been flourishing in marketing transaction in the United States for decades, while variety of consumer behavior and digital development bring about new impacts on financial theft. The gender, the credit card knowledge, and country-based institutions would be some significant consumptions habits aspects that related to the credit card theft. Furthermore, consumers consider online shopping with credit card payment as a riskier but more effective purchase approach compared to the traditional shopping. Based on the past results, the easy conducts the survey study by five-point Likert response scale method with face-to-face questionnaire on students, exploring their credit cards consumption habits deeper, including related knowledge, lifestyle outcomes of usage and usage practices. The findings reveal that firstly the relationship between the card ownership time and consumption increase is inverse. Consumer owning credit cards over five years would be more likely to gain short-term financial support via credit card. Additionally, students’ attitudes towards credit cards are turning negative over time, leading to the decline of the number and the usage of the credit card. Finally, although the consumers believe the online shopping is riskier, they still seek for the convenience or time saving from this purchase pattern, putting more risk on the theft of credit cards.

Copyright

© 2021 The Authors. Published by Atlantis Press International B.V.

Open Access

This is an open access article under the CC BY-NC license.

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TY  - CONF
AU  - Mengling Wei
PY  - 2021
DA  - 2021/12/15
TI  - The Influence of American Consumption Habits on the Theft of American Credit Cards
BT  - Proceedings of the 2021 3rd International Conference on Economic Management and Cultural Industry (ICEMCI 2021)
PB  - Atlantis Press
SP  - 2427
EP  - 2430
SN  - 2352-5428
UR  - https://doi.org/10.2991/assehr.k.211209.396
DO  - 10.2991/assehr.k.211209.396
ID  - Wei2021
ER  -