Research on the Application of Financial Technology to SME in Shaanxi Province
- DOI
- 10.2991/icedem-19.2019.101How to use a DOI?
- Keywords
- financing technology; SMEs; Shaanxi; finance
- Abstract
The financing difficulties of SME in Shaanxi are mainly due to their narrow financing channels. Financial technology plays an essential role in promoting China's economic development, especially in alleviating the financing difficulties of SME in Shaanxi Province. However, the government has always adopted a policy of restraining Financial technology. The elaboration of the supplementary role of private financing in the People's Bank of China's Regional Financial Operation Report 2004 indicates the coming of the legal era for private funding. Based on this, this paper attempts to use financial technology to solve the financing problems of SMEs in Shaanxi. Based on the analysis of the financing status of SME in Shaanxi Province and the introduction of the development status and characteristics of Financial technology, this paper makes a demand analysis and advantage analysis on the financing problems of SME using economic science and technology, and makes rational thinking on the financing of SME using economic science and technology, and fully understands the basis of business science and technology risks. On the other hand, it puts forward some policy suggestions on Financial technology to support the financing of SMEs in Shaanxi, to guide the legalization of economic science and technology, and to better serve the financing of SMEs in Shaanxi.
- Copyright
- © 2019, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - Yiyuan Huang PY - 2019/10 DA - 2019/10 TI - Research on the Application of Financial Technology to SME in Shaanxi Province BT - Proceedings of the 2019 3rd International Conference on Economic Development and Education Management (ICEDEM 2019) PB - Atlantis Press SP - 424 EP - 427 SN - 2352-5398 UR - https://doi.org/10.2991/icedem-19.2019.101 DO - 10.2991/icedem-19.2019.101 ID - Huang2019/10 ER -