Credit Fraud as One of the Dimensions in the Banking Crime

In a White-Collar Crime Perspective

DOI

10.2991/assehr.k.210424.003How to use a DOI?

Keywords

credit fraud, banking crime, white-collar crime

Abstract

This study aims to describe and understand if fraud on banks could be categorized as a white-collar crime. Fraud in banking is found in the majority of bank workers, who are assisted by third parties. This study employs descriptive qualitative research methods through a formal juridical approach, review of banking regulations, and FGDs involving the police, banking experts, and fraud perpetrators. Our result found out that the prevailed credit fraud was a dominant part of banking crime. Data above shows that the most significant fraud/fraud in the credit sector, which reaches 5 percent, indicates that credit is still a part that can encourage someone or several people to commit fraud. Therefore, we obtained a pattern/modus operandi of credit fraud that could be categorized as one of the dimensions of crime in the banking sector and white-collar crime. The result will be an alternative material to prevent credit crime in banks.

Copyright

© 2021, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Ida Nurhayati
AU  - Indianik Aminah
PY  - 2021
DA  - 2021/04/26
TI  - Credit Fraud as One of the Dimensions in the Banking Crime
BT  - Proceedings of the International Conference on Applied Science and Technology on Social Science (ICAST-SS 2020)
PB  - Atlantis Press
SP  - 11
EP  - 14
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.210424.003
DO  - 10.2991/assehr.k.210424.003
ID  - Nurhayati2021
ER  -