Proceedings of the 2022 International Conference on Artificial Intelligence, Internet and Digital Economy (ICAID 2022)

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Research on Risk Management and Control of Bank Finance Under Internet Finance

Authors
Ning Guo1, *, Shaobing Zou1, Zaikun Hou1
1Dong Fang College, Shandong University of Finance and Economics, Taian, 271000, Shangdong, China
*Corresponding author. Email: tg667788@xzcstudio.com
Corresponding Author
Ning Guo
Available Online 2 December 2022.
DOI
10.2991/978-94-6463-010-7_113How to use a DOI?
Keywords
Internet Finance; Banking; Financial Impact
Abstract

With the development of internet finance and the rise of e-commerce economy, internet finance has a great influence on the financial affairs of the domestic banking industry. This article takes the financial impact of Internet finance on banks as the research object, and combines the literature on the impact of Internet finance on the banking industry as the theoretical basis. Firstly, it introduces the concept of Internet finance and the connection between Internet finance and banks, and expounds the background of current Internet finance, and finds out the reasons for the emergence of Internet finance. This article mainly analyzes the influence of Internet finance on bank financial risk management and control from several aspects such as business philosophy, business model and service model. It can put forward corresponding opinions in response to these effects. It is hoped that the research results of this article can provide constructive suggestions for Internet finance in the future, improve financial supervision environment, and contribute to the stability of my country’s financial environment.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2022 International Conference on Artificial Intelligence, Internet and Digital Economy (ICAID 2022)
Series
Atlantis Highlights in Intelligent Systems
Publication Date
2 December 2022
ISBN
978-94-6463-010-7
ISSN
2589-4919
DOI
10.2991/978-94-6463-010-7_113How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Ning Guo
AU  - Shaobing Zou
AU  - Zaikun Hou
PY  - 2022
DA  - 2022/12/02
TI  - Research on Risk Management and Control of Bank Finance Under Internet Finance
BT  - Proceedings of the 2022 International Conference on Artificial Intelligence, Internet and Digital Economy (ICAID 2022)
PB  - Atlantis Press
SP  - 1109
EP  - 1117
SN  - 2589-4919
UR  - https://doi.org/10.2991/978-94-6463-010-7_113
DO  - 10.2991/978-94-6463-010-7_113
ID  - Guo2022
ER  -