Proceedings of the 2024 2nd International Conference on Finance, Trade and Business Management (FTBM 2024)

Analyzing Factors Affecting Housing Price Fluctuations and Policy Recommendations

Authors
Yilan Huang1, *
1International Business School, South China Normal University, Foshan, Guangdong Province, 528225, China
*Corresponding author. Email: 20202255@stu.hebmu.edu.cn
Corresponding Author
Yilan Huang
Available Online 27 October 2024.
DOI
10.2991/978-94-6463-546-1_3How to use a DOI?
Keywords
Housing Price Fluctuations; Factors Affecting; Policy Recommendations
Abstract

In the context of the global economy, the importance of China’s real estate market is self-evident, but the rapid rise of housing prices may lead to economic bubbles. The research revealed a juxtaposition of robust market demand and the swift escalation of housing prices, particularly in major urban centers. However, the disparity in residents’ purchasing power exacerbates the imbalance between supply and demand, coupled with financial deepening and other factors that increase the complexity of the market and the risk of housing price volatility. This paper examines the key drivers of price fluctuations in China’s housing market and provides policy suggestions to assist the government in regulating the market effectively and mitigating financial risks. Through the literature review method, this paper reveals the important effects of the supply and demand relationship, macroeconomic variables, and policy changes on housing prices. The study put forward targeted policy suggestions such as developing the rental market, providing housing subsidies, adjusting loan policies to curb speculation, implementing the “rent and sale of the same rights” policy to ensure the fair distribution of resources, and emphasized strengthening the monitoring and early warning of real estate financial risks.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2024 2nd International Conference on Finance, Trade and Business Management (FTBM 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
27 October 2024
ISBN
978-94-6463-546-1
ISSN
2352-5428
DOI
10.2991/978-94-6463-546-1_3How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Yilan Huang
PY  - 2024
DA  - 2024/10/27
TI  - Analyzing Factors Affecting Housing Price Fluctuations and Policy Recommendations
BT  - Proceedings of the 2024 2nd International Conference on Finance, Trade and Business Management (FTBM 2024)
PB  - Atlantis Press
SP  - 11
EP  - 19
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-546-1_3
DO  - 10.2991/978-94-6463-546-1_3
ID  - Huang2024
ER  -