Financial Performance Analysis at PT Bank Muamalat Indonesia, Tbk.
- DOI
- 10.2991/assehr.k.220202.019How to use a DOI?
- Keywords
- Financial Performance; Camel analysis
- Abstract
Financial statement analysis is a very important tool to obtain information about the financial condition and performance of the company during the period. By analyzing the financial statements, it can be seen whether the financial performance of a bank is in a healthy or unhealthy condition. The cause of a bank is said to be healthy if the ratio is above the predetermined average and is said to be unhealthy if the ratio value is below the average. The object of this research is one of the banks in Indonesia, namely PT Bank Muamalat Indonesia Tbk. This study was conducted to predict financial performance using the Camel method. This bank is the first Islamic bank that was established in 1991. Based on the financial reports from the official website of PT Bank Muamalat Indonesia Tbk, profits fluctuate from year to year, and the amount of costs incurred is almost the same as the income received. This study aims to (1) determine the causes of the rise and fall of profits for three consecutive years; (2) to determine and analyze the impact of the amount of costs incurred by PT Bank Muamalat Indonesia Tbk. In this study it is known that in 2018 the bank was said to be in a healthy enough condition with a camel ratio of 67.91%, which was between 66-<81% with the bank’s health standard that had been determined. In 2019 the bank was said to be unwell condition with camel ratio of 62,92% and In 2020 PT Bank Muamalat Indonesia experienced the same conditions as in 2019 which was in Unwell condition.
- Copyright
- © 2022 The Authors. Published by Atlantis Press SARL.
- Open Access
- This is an open access article under the CC BY-NC license.
Cite this article
TY - CONF AU - M. Thoyib AU - Rita Martini AU - Tarisa Salsabella AU - Marsahanda Aprilia PY - 2022 DA - 2022/02/11 TI - Financial Performance Analysis at PT Bank Muamalat Indonesia, Tbk. BT - Proceedings of the 5th FIRST T3 2021 International Conference (FIRST-T3 2021) PB - Atlantis Press SP - 109 EP - 113 SN - 2352-5398 UR - https://doi.org/10.2991/assehr.k.220202.019 DO - 10.2991/assehr.k.220202.019 ID - Thoyib2022 ER -