Impact of commercial bank internal governance mechanism on credit risk: an empirical study based on China's listed banks
Mingwei Zhou, Changmei Xiong
Available Online October 2017.
- https://doi.org/10.2991/febm-17.2017.135How to use a DOI?
- commercial bank; internal governance; credit risk; empirical analysis
- This paper systematically examines the impact of the internal governance mechanism of commercial banks on credit risk from the perspective of corporate governance of commercial banks. The results show that the proportion of the largest shareholder, the proportion of the state-owned shares, the nature of the largest shareholder are significant positively correlated to credit risk; the proportion of the independent directors, the size of the board of supervisors, executive compensation, management shareholdings are significant negatively correlated to credit risk; the relationship between the size of the board and the credit risk is not significant. Based on these empirical results, this paper puts forward some related policy recommendations.
- Open Access
- This is an open access article distributed under the CC BY-NC license.
Cite this article
TY - CONF AU - Mingwei Zhou AU - Changmei Xiong PY - 2017/10 DA - 2017/10 TI - Impact of commercial bank internal governance mechanism on credit risk: an empirical study based on China's listed banks BT - Second International Conference On Economic and Business Management (FEBM 2017) PB - Atlantis Press SN - 2352-5428 UR - https://doi.org/10.2991/febm-17.2017.135 DO - https://doi.org/10.2991/febm-17.2017.135 ID - Zhou2017/10 ER -