The Determinants of the Efficiency of Commercial Banks

DOI

10.2991/febm-16.2016.30How to use a DOI?

Keywords

bank efficiency; DEA; Tobit model; influence factors

Abstract

With the development of social economy, commercial banks are the lifeblood of our national economy, which play an absolutely fundamental role in the modern financial markets. This paper uses the DEA method to measure the efficiency of 16 listed commercial banks from 2010 to 2015.To investigate the determinants of efficiency, we use the Tobit model. We find the efficiency of the state-owned commercial banks is lower than the efficiency of other banks. Asset scale, capital adequacy ratio, non-performing loan ratio,cost-to-income ratio are negatively associated with bank efficiency.

Copyright

© 2016, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xian Zhou
AU  - Zhiyu An
PY  - 2016/11
DA  - 2016/11
TI  - The Determinants of the Efficiency of Commercial Banks
BT  - Proceedings of the First International Conference Economic and Business Management 2016
PB  - Atlantis Press
SP  - 194
EP  - 200
SN  - 2352-5428
UR  - https://doi.org/10.2991/febm-16.2016.30
DO  - 10.2991/febm-16.2016.30
ID  - Zhou2016/11
ER  -