The Effect of Non-financial Factors on Credit Level: An Empirical Study of Supply Chain Finance Based on E-commerce Platform

DOI

10.2991/emeeit-15.2015.81How to use a DOI?

Keywords

non-financial factors; supply chain finance; e-commerce; credit level

Abstract

With the development of Internet finance, the traditional supply chain finance is being extended to financial service based on e-commerce. In this condition, except for the financial data that traditional credit evaluation focuses on, non-financial factors based on the Internet and e-commerce platform should also be considered. This paper adopted empirical research method, building the structure equation model to verify some key non-financial factors which influenced supply chain finance credit level. We demonstrated that the transaction credit of financing enterprise, e-commerce platform credit and other specific factors had positive impact on supply chain finance credit level. This article provided some references for the credit risk management of supply chain finance under the environment of Internet and e-commerce.

Copyright

© 2015, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Huilian Fang
AU  - Jinfeng She
AU  - Yu Xu
PY  - 2015/11
DA  - 2015/11
TI  - The Effect of Non-financial Factors on Credit Level: An Empirical Study of Supply Chain Finance Based on E-commerce Platform
BT  - Proceedings of the 2015 International conference on Engineering Management, Engineering Education and Information Technology
PB  - Atlantis Press
SP  - 420
EP  - 425
SN  - 2352-538X
UR  - https://doi.org/10.2991/emeeit-15.2015.81
DO  - 10.2991/emeeit-15.2015.81
ID  - Fang2015/11
ER  -