Proceedings of 5th Borobudur International Symposium on Humanities and Social Science 2023

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Holtekamp’s Microfinance Landscape: Navigating Challenges, Fostering Community Engagement

Authors
Agustinus Hartopo1, Andjar Prasetyo2, *, Heri Wahyudianto1
1Regional Development Planning Agency of Papua Province, Jayapura, Papua Province, Indonesia
2Regional Development Planning Agency of Magelang City, Magelang City, Central Java Province, Indonesia
*Corresponding author. Email: studidaerah@gmail.com
Corresponding Author
Andjar Prasetyo
Available Online 2 August 2024.
DOI
10.2991/978-2-38476-273-6_8How to use a DOI?
Keywords
Microfinance; Village-Owned Enterprises; Community participation; Revenue generation
Abstract

This research is a focused analysis of BUMKamp (Village-Owned Enterprises) in Holtekamp, Jayapura, with a particular emphasis on the microfinance units. The study’s primary goal is to delve into the untapped potential of these microfinance units and scrutinize the key challenges impeding their effective management. The research reveals a notable deficiency in the integration and coordination among the various BUMKamp units in Holtekamp. This lack of synergy leads to suboptimal revenue generation within the microfinance sector. Moreover, the research identifies low levels of community participation and a deficit in essential managerial skills as additional barriers to the efficient operation of these microfinance units. A crucial finding of the study is the pressing need for a comprehensive BUMKamp model. This model should feature interconnected units that can facilitate the establishment of integrated markets, encompassing a broad spectrum of economic activities such as goods, money, labor, loan funds, stocks, and exports. By implementing such a holistic approach, the microfinance sector can be revitalized within the BUMKamp framework, contributing to sustainable economic growth and financial stability in Holtekamp, Jayapura. This research offers valuable insights into the microfinance landscape, emphasizing its pivotal role in the prosperity and development of the local community.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of 5th Borobudur International Symposium on Humanities and Social Science 2023
Series
Advances in Social Science, Education and Humanities Research
Publication Date
2 August 2024
ISBN
10.2991/978-2-38476-273-6_8
ISSN
2352-5398
DOI
10.2991/978-2-38476-273-6_8How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Agustinus Hartopo
AU  - Andjar Prasetyo
AU  - Heri Wahyudianto
PY  - 2024
DA  - 2024/08/02
TI  - Holtekamp’s Microfinance Landscape: Navigating Challenges, Fostering Community Engagement
BT  - Proceedings of 5th Borobudur International Symposium on Humanities and Social Science 2023
PB  - Atlantis Press
SP  - 59
EP  - 66
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-273-6_8
DO  - 10.2991/978-2-38476-273-6_8
ID  - Hartopo2024
ER  -